40 Berwick Cir, Shalimar, FL 32579 Property Records

Okaloosa County property record for 40 Berwick Cir, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,245 sqft · built 1973
Lot Size0.162 acres (7,077 sqft)
OwnerIndividual Name on File
Last Sale$330,000 (Feb 2024)
Tax Bill$2,867 (2025)
Deeds & MortgagesFeb 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-4714-8

Property Details

APN / Parcel Number

Primary APNC56-000-592-4714-8
Alternative APN
  • 05-2S-23-2080-0054-0180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,245 sqft Heated Area
Gross Area1,785 sqft
1st Floor Area1,245 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,077 sqft (0.162 acres)
Lot Width75 ft Width
Garage TypeFinished
Garage Area320 sqft
PorchOpen Porch
Porch Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address40 BERWICK CIR
CitySHALIMAR
StateFL
Zip32579-2017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE N1/2 OF LOTS 18, 19 & 20 & E 10 FT OF LOT 21 BLK 54
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block54
Legal Lot Number18-21 19
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group3
Census Block3001
Census Tract21501

Owner

40 Berwick Cir is owned and occupied by an individual who bought it in February 2024.

Source: Okaloosa County records, as of December 8, 2025

Owner of RecordIndividual Name on File
Mailing Address40 BERWICK CIR, SHALIMAR, FL 32579-2017
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 5, 2024 · Amount on File
Deed SaleFeb 5, 2024 · Amount on File
Prior SaleJan 5, 2001 · Amount on File
Deed Document Number3669476
Record UpdatedJun 8, 2026

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 5, 2024
Property Address40 BERWICK CIR, SHALIMAR, FL 32579-2017
Document Number0003669476
Map ReferenceMB 1 PG 64-66
Instrument DateJan 30, 2024
Instrument3669476
Transaction TypeTransfer
Record UpdatedFeb 29, 2024
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address208 LOIZOS DR NW, FORT WALTON BEACH, FL 32548-4704

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 BERWICK CIR, SHALIMAR, FL 32579-2017
InvestorPossibly a Property Investor

Mortgage

Document Number0003669477
DateFeb 5, 2024
Instrument3669477
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 40 Berwick Cir was $2,867.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,867.00$233,773 Land $83,200 Building $150,573$233,773 Land $83,200 Building $150,573
2023$717.00 (+4.06%) Homeowner's exemption$96,877 (+3%)$196,221 (+8.44%) Land $58,203 Building $138,018
2022$689.00 Homeowner's exemption$94,055$180,957 Land $54,396 Building $126,561

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40 Berwick Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims8 (1978–2014)
Claims Outside the SFHA5 of 8
Most Recent ClaimApr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Hurricane Georges, Sep 1998 · 3 claims
  • Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 Berwick Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T.

Nearby Properties on Berwick Cir

Nearby Streets

Search Property Records by Address or Parcel Number