48 Bennett St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 48 Bennett St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,092 sqft · built 1900
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on Record
Last Sale	$187,000 (May 2023)
Tax Bill	$3,735 (2025)
Deeds & Mortgages	May 2023 Second Mortgage May 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-00307-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-00307-0000-00016`
Alternative APNs	`190030700016` `03000160` `251`

Interior

Stories	2 Stories
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,265 sqft (0.052 acres)
Lot Dimensions	150 ft deep x 15 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	251
Street Address	48 BENNETT ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	307
Legal Lot Number	16
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	4
Census Block	4002
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	48 BENNETT ST, PHILLIPSBURG, NJ 08865-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
May 3, 2023	Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 24, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 10, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2023 · Amount on Record
Deed Sale	May 3, 2023 · Amount on Record
Prior Sale	Apr 10, 2019 · Amount on Record
Deed Document Number	2023591455
Deed Book / Page	3345 / 45
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	003273/170
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	48 BENNETT ST, PHILLIPSBURG, NJ 08865-2302
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007464/341
Date	May 3, 2023
Book Page	7464/341
Instrument	2023-591458

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Jun 1, 2028

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	May 3, 2023
Property Address	48 BENNETT ST, PHILLIPSBURG, NJ 08865-2302
Document Number	0003345/45
Book / Page	3345 / 45
Instrument Date	Mar 30, 2023
Instrument	2023-591455
Transaction Type	Transfer
Record Updated	Sep 21, 2023
Title Company	BELMONT TTL & STLMT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$467.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	886 BELMONT AVEB, NORTH HALEDON, NJ 07508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 BENNETT ST, PHILLIPSBURG, NJ 08865-2302

Mortgage

Document Number	007464/322
Date	May 3, 2023
Book Page	7464/322
Instrument	2023-591456

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN NJ
Recording Date	Jun 24, 2022
Property Address	48 BENNETT ST, PHILLIPSBURG, NJ 08865-2302
Document Number	003273/170
Book / Page	3273 / 170
Instrument Date	May 20, 2022
Instrument	2022-577998
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13024 BALLANTYNE CORPORATE PL STE 425, 425, CHARLOTTE, NC 28277-4420

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WARREN NJ
Recording Date	Apr 10, 2019
Property Address	48 BENNETT ST, PHILLIPSBURG, NJ 08865-2302
Document Number	0000508279
Book / Page	002951 / 000057
Instrument Date	Jan 21, 2019
Instrument	508279
Transaction Type	Foreclosure
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5016 PARKWAY PLAZA BLVD #200 CHARLOTTE NC 282171930, 200, CHARLOTTE, NC 28217-1930

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,900 (-) Land $22,900 Building $57,000	$79,900 (-) Land $22,900 Building $57,000
2025	$3,735.00 (+2.86%)	$79,900 (+8.27%) Land $22,900 Building $57,000	$79,900 (+8.27%) Land $22,900 Building $57,000
2024	$3,631.00 (+18.62%)
2023		$73,800 (-) Land $22,900 Building $50,900	$73,800 (-) Land $22,900 Building $50,900
2022	$3,061.00 (+1.86%)	$73,800 Land $22,900 Building $50,900	$73,800 Land $22,900 Building $50,900
2021	$3,005.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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