45 Bennett St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 45 Bennett St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,320 sqft · built 1890
Lot Size	0.047 acres (2,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,900 (Mar 2021)
Tax Bill	$4,839 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00306-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`19-00306-0000-00012`
Alternative APNs	`190030600012` `03000520` `223`

Interior

Stories	2 Stories
Building Area	1,320 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Lot Area	2,047 sqft (0.047 acres)
Lot Dimensions	100 ft deep x 21 ft wide

Location & Zoning

Account Number	223
Street Address	45 BENNETT ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Subdivision	TOWN/PHILLIPSBURG
Legal Block	306
Legal Lot Number	12
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	4
Census Block	4001
Census Tract	30700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 BENNETT ST, PHILLIPSBURG, NJ 08865-2301
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Prior Sale	Dec 11, 2013 · Amount on Record
Deed Document Number	2021549055
Deed Book / Page	3146 / 166
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Mar 25, 2021
Property Address	45 BENNETT ST, PHILLIPSBURG, NJ 08865-2301
Document Number	3146/166
Book / Page	3146 / 166
Instrument Date	Mar 10, 2021
Instrument	2021-549055
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	PLS TITLE & SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	626 SUMMER ST, 626, ELIZABETH, NJ 07202-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 BENNETT ST, PHILLIPSBURG, NJ 08865-2301

Mortgage

Document Number	2021549056
Date	Mar 25, 2021
Instrument	2021-549056

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,500 (-) Land $22,900 Building $80,600	$103,500 (-) Land $22,900 Building $80,600
2025	$4,839.00 (+2.87%)	$103,500 (-) Land $22,900 Building $80,600	$103,500 (-) Land $22,900 Building $80,600
2024	$4,704.00 (+9.57%)
2023		$103,500 Land $22,900 Building $80,600	$103,500 Land $22,900 Building $80,600
2022	$4,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 741 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: Astound Broadband, AT&T, T-Mobile, Verizon, Xfinity.

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