Clinton County and Peru Town property record for 48 Bear Swamp Rd, Peru, NY 12972 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,460 sqft · built 1955 |
| Lot Size | 1.3 acres (56,628 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $779 (2025) |
| Deeds & Mortgages | Jan 2024 Refinance Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 094000 270.-2-44 |
| Primary APN | 094000 270.-2-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,460 sqft Living Area |
| 1st Floor Area | 1,460 sqft |
| Basement Area | 1,074 sqft |
| Finished Basement | 1,074 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Lot Area | 56,628 sqft (1.3 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 216 sqft |
| Patio Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 48 BEAR SWAMP RD |
|---|---|
| City | PERU |
| State | NY |
| Zip | 12972-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAT PLATTS |
| Legal Block | 2 |
| Legal Lot Number | 44.000 |
| Jurisdiction | CLINTON NY |
| Township / Civil Division | PERU |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 101902 |
Source: Clinton County and Peru Town records · APN 094000 270.-2-44
Assessment roll updated March 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 BEAR SWAMP RD, PERU, NY 12972-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU |
| Jul 23, 2020 | Warranty Deed, Transfer CLINTON ABSTRACT, CLINTON ABS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON NY |
| Property Address | 48 BEAR SWAMP RD, PERU, NY 12972-4900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000335757 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 20240-00335757 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON NY |
| Recording Date | Jul 23, 2020 |
| Property Address | 48 BEAR SWAMP RD, PERU, NY 12972-4900 |
| Document Number | 0000308906 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 308906 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | CLINTON ABSTRACT, CLINTON ABS |
| Amount | Amount Recorded |
|---|---|
| Tax | $500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1694 FRONT ST KEESEVILLE NY 129443504, KEESEVILLE, NY 12944-3504 |
Source: Clinton County and Peru Town records · Assessment roll updated March 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Clinton County |
| County Subdivision | Peru Town |
| Unified School District | Peru Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779.00 | $202,000 (+28.5%) Land $42,000 Building $160,000 | $202,000 (+28.5%) Land $42,000 Building $160,000 |
| 2023 | $157,200 Land $37,000 Building $120,200 | $157,200 Land $37,000 Building $120,200 |
Source: FEMA National Flood Hazard Layer, Clinton County (36019C), updated June 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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