Flagler County property record for 48 Bay Pointe Dr, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1993 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 15,638 sqft (0.359 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (1998) |
| Tax Bill | $2,997.00 (2024) |
| Primary APN | 03-13-31-5120-1B010-0480 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,900 sqft Living Area |
| Gross Area | 3,059 sqft Gross Area |
| 1st Floor | 1,900 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 15,638 sqft (0.359 acres) |
| Driveway | Driveway Brick |
| Driveway Area | 1,658 sqft Driveway |
| Pool Area | 288 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 48 BAY POINTE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-9233 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY PHASE 1B-F UNIT 1, LOT 48 OR 377 PG 349 OR 377 PG 350 OR 425 PG 696 OR 464 PG 1487 OR 588 PG 1485-DC OR 623 PG 1458 OR 1698/494 OR 2063/196-BUSHFIELD TRUST-CD |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Phase | 1B |
| Legal Block | 1B01 |
| Legal Lot Number | 48 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3017 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-1B010-0480
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 48 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Dec 08, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Dec 08, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LIBERTY HM EQUITY SOLUTIONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 06, 1998 · Amount on Record |
| Deed Sale | Aug 06, 1998 · Amount on Record |
| Deed Book / Page | 623 / 1458 |
| Last Transfer Date | May 01, 2015 |
| Transfer Doc | 0020630196 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 48 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Document Number | 0022471242 |
| Instrument Date | Dec 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 BAY POINTE DR ORMOND BEACH FL 321749233, ORMOND BEACH, FL 32174-9233 |
| Document Number | 0022471242 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 002247/001242 |
| Instrument | 43850 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Dec 14, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.83% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 48 BAY POINTE DR, ORMOND BEACH, FL 32174-9233 |
| Document Number | 0022471226 |
| Instrument Date | Dec 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 BAY POINTE DR ORMOND BEACH FL 321749233, ORMOND BEACH, FL 32174-9233 |
| Document Number | 0022471226 |
|---|---|
| Date | Dec 15, 2017 |
| Book Page | 002247/001226 |
| Instrument | 43849 |
| Name | LIBERTY HM EQUITY SOLUTIONS |
|---|---|
| Type | Funding / Finance Company |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 864 Months |
| Due | Dec 14, 2089 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.83% |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,646.00 (-11.71%) Homeowner's exemption Veteran's exemption | $233,874 (+5.99%) | $391,549 (+7.97%) Land $70,350 Building $321,199 |
| 2024 | $2,997.00 (+2.36%) | ||
| 2023 | $2,928.00 (+8.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $220,663 (+3%) | $362,639 (+3.01%) Land $70,350 Building $292,289 |
| 2022 | $2,687.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $214,236 | $352,053 Land $70,350 Building $281,703 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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