45 Bay Pointe Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 45 Bay Pointe Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms4 Baths
Year BuiltBuilt 2010
Square Footage3,310 sqft Heated Area
Lot Size15,290 sqft (0.351 acres)
OccupancyOwner Occupied
Last Sale$415,000 (2021)
Tax Bill$7,028.00 (2025)

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-1B010-0450

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms3 Rooms
Building Area3,310 sqft Heated Area
Gross Area4,408 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2010
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialTile Roof
Lot Area15,290 sqft (0.351 acres)
Driveway1 Driveway
Driveway Area650 sqft Driveway
PorchEnclosed Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address45 BAY POINTE DR
CityORMOND BEACH
StateFL
Zip32174-9233
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY PHASE 1B-F UNIT 1, LOT 45 OR 342 PG 301 OR 356 PG 664 OR 443 PG 502-DC OR 689 PG 607- KARABELAS TRUST OR 704 P
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Phase1B
Legal Lot Number45
Legal Unit1
JurisdictionFLAGLER FL
Minor Civil DivisionBUNNELL
Census Blockgroup3
Census Block3017
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-1B010-0450

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address45 BAY POINTE DR, ORMOND BEACH, FL 32174-9233
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
FRANK GRIECO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 30, 2021 · Amount on Record
Deed SaleApr 30, 2021 · Amount on Record
Prior SaleNov 21, 2000
Deed Doc Number2021023557
Deed Book / Page2556 / 1547
Record RefreshedJun 08, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateApr 30, 2021
Property Address45 BAY POINTE DR, ORMOND BEACH, FL 32174-9233
Document Number0025561547
Book / Page2556 / 1547
Map ReferenceMB 27 PG 62
Instrument DateApr 23, 2021
Instrument2021023557
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyOCEAN BLUE TITLE LLC, OCEAN BLUE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,905.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1113 HARTBOURNE LN, 1113, ORMOND BEACH, FL 32174-1407

Transferred To (Grantee/Buyer)

NameVerified Name
Address45 BAY POINTE DR, ORMOND BEACH, FL 32174-9233

Mortgage

Document Number25561549
DateApr 30, 2021
Instrument2556/1549
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address45 BAY POINTE DR, ORMOND BEACH, FL 32174-9233
Document Number0024630208
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address45 BAY POINTE DR ORMOND BEACH FL 321749233, ORMOND BEACH, FL 32174-9233

Mortgage

Document Number0024630208
DateJul 30, 2020
Book Page002463/000208
Instrument29329
Lender
NameFRANK GRIECO
Address1308 DOVERCOURT LN, ORMOND BEACH, FL 32174-2200
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,028.00 (-1.29%) Homeowner's exemption$539,959 (+5.99%)$583,167 (+14.47%) Land $69,300 Building $513,867
2023$7,120.00 (-1.74%) Homeowner's exemption$509,457 (+3.58%) Land $69,300 Building $440,157$509,457 (+3.58%) Land $69,300 Building $440,157
2022$7,246.00$491,872 Land $69,300 Building $422,572$491,872 Land $69,300 Building $422,572

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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