Essex County and Lynn City property record for 48 Bailey St, Lynn, MA 01904
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 899 sqft · built 1930 |
| Lot Size | 0.091 acres (3,951 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Aug 2019) |
| Tax Bill | $4,805 (2025) |
| Deeds & Mortgages | May 2022 Refinance Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B:074 L:179 S:018 |
| Primary APN | B:074 L:179 S:018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 899 sqft Living Area |
| Gross Area | 1,700 sqft |
| Basement Area | 425 sqft |
| Unfinished Basement | 425 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,951 sqft (0.091 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 48 BAILEY ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01904-2240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 179 |
| Legal Lot Number | 18 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 205300 |
48 Bailey St is owned and occupied by an individual who bought it in August 2019.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 BAILEY ST, LYNN, MA 01904-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance LADERA LENDING |
| Aug 14, 2019 | Quit Claim Deed, Transfer · Conventional with PMI METRO CU |
| Feb 27, 2019 | Deed of Trust, Mortgage · Line of Credit BEVERLY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 14, 2019 · Amount on File |
| Deed Sale | Aug 14, 2019 · Amount on File |
| Prior Sale | Aug 28, 2008 · Amount on File |
| Deed Document Number | 2019604563 |
| Prior Transfer Date | Aug 8, 2019 |
| Prior Transfer Doc | 0000604563 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 48 BAILEY ST, LYNN, MA 01904-2240 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000636210 |
|---|---|
| Date | May 13, 2022 |
| Instrument | 636210 |
| Name | LADERA LENDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LYNN MA |
| Recording Date | Aug 14, 2019 |
| Property Address | 48 BAILEY ST, LYNN, MA 01904-2240 |
| Document Number | 0000604563 |
| Instrument Date | Aug 8, 2019 |
| Instrument | 604563 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,482.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 BAILEY ST LYNN MA 019042240, LYNN, MA 01904-2240 |
| Document Number | 604564 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 604564 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 13, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 48 BAILEY ST, LYNN, MA 01904-2240 |
| Document Number | 0000600140 |
| Instrument Date | Feb 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2019 |
| Name | Verified Name |
|---|---|
| Address | 48 BAILEY ST LYNN MA 019042240, LYNN, MA 01904-2240 |
| Document Number | 0000600140 |
|---|---|
| Date | Mar 4, 2019 |
| Instrument | 600140 |
| Name | BEVERLY BK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 3, 2044 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 48 Bailey St was $4,805, up 1.8% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,805.00 (+1.8%) | $463,800 (+3.48%) Land $193,900 Building $269,900 | $462,175 |
| 2024 | $4,720.00 (+1.18%) | $448,200 (+7.12%) Land $192,700 Building $255,500 | |
| 2023 | $4,665.00 | $418,400 Land $192,700 Building $225,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 Bailey St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 Bailey St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 744 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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