38 Bailey St, Lynn, MA 01904 Property Records

Essex County and Lynn City property record for 38 Bailey St, Lynn, MA 01904

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,506 sqft · built 1930
Lot Size	0.093 acres (4,034 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Dec 2021)
Tax Bill	$5,239 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`B:074 L:179 S:023`

Property Details

APN / Parcel Number

Primary APN	`B:074 L:179 S:023`
Alternative APN	`LYNN M:074 B:179 L:023`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,506 sqft Living Area
Gross Area	3,400 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,034 sqft (0.093 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 BAILEY ST
City	LYNN
State	MA
Zip	01904-2240
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	179
Legal Lot Number	23
Jurisdiction	LYNN MA
Township / Civil Division	LYNN
Census Block Group	4
Census Block	4002
Census Tract	205300

Owner

Source: Essex County and Lynn City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BAILEY ST, LYNN, MA 01904-2240
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Dec 29, 2021	Quit Claim Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Apr 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Apr 5, 2019	Quit Claim Deed, Transfer · FHA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on Record
Deed Sale	Dec 29, 2021 · Amount on Record
Prior Sale	Apr 5, 2019 · Amount on Record
Deed Book / Page	40619 / 222
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	38 BAILEY ST, LYNN, MA 01904-2240
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039838-378
Date	May 4, 2021
Book Page	39838/378
Instrument	20210504001050

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Jun 1, 2049

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Dec 29, 2021
Property Address	38 BAILEY ST, LYNN, MA 01904-2240
Document Number	040619-222
Book / Page	40619 / 222
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38 BAILEY ST, LYNN, MA 01904-2240

Mortgage

Document Number	0040619225
Date	Dec 29, 2021
Instrument	40619/225

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNN MA
Property Address	38 BAILEY ST, LYNN, MA 01904-2240
Document Number	37444-541
Instrument Date	Apr 12, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BAILEY ST LYNN MA 019042240, LYNN, MA 01904-2240

Mortgage

Document Number	37444-541
Date	Apr 17, 2019
Book Page	037444/000541
Instrument	1904171060

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNN MA
Recording Date	Apr 5, 2019
Property Address	38 BAILEY ST, LYNN, MA 01904-2240
Document Number	37426-310
Book / Page	037426 / 000310
Instrument Date	Apr 5, 2019
Instrument	5004410
Transaction Type	Transfer
Record Updated	Apr 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,413.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BAILEY ST LYNN MA 019042240, LYNN, MA 01904-2240

Mortgage

Document Number	37426-312
Date	Apr 5, 2019
Book Page	037426/000312
Instrument	5004420

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 4, 2049

Tax Assessment & Valuation

Source: Essex County and Lynn City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lynn City
Unified School District	Lynn School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,239.00 (+2.22%)	$505,700 (+3.9%) Land $194,400 Building $311,300	$596,125
2024	$5,125.00 (+2.19%)	$486,700 (+8.2%) Land $193,100 Building $293,600
2023	$5,015.00	$449,800 Land $193,100 Building $256,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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