48 Bailey Ave, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 48 Bailey Ave, Latham, NY 12110

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.5 ba · 1,720 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,857 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012689 19.5-2-44`

Property Details

APN / Parcel Number

Primary APN	`012689 19.5-2-44`
Alternative APNs	`268901900500020440000000` `01900500020440000000`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,720 sqft Living Area
1st Floor Area	940 sqft
2nd Floor Area	780 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Composition/Composite
Lot Area	8,276 sqft (0.19 acres)
Porch	Slab
Porch Area	244 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01900500020440000000
Street Address	48 BAILEY AVE
City	LATHAM
State	NY
Zip	12110-2425
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	LOT 15 N-9 E-BAILEY AV C-48-83
Legal Block	2
Legal Lot Number	44.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1022
Census Tract	13512

Owner

48 Bailey Ave is owned and occupied by two individuals.

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	48 BAILEY AVE, LATHAM, NY 12110-2425
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	48 BAILEY AVE, LATHAM, NY 12110-2425
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008653
Date	May 6, 2020
Instrument	R2020-08653

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 48 Bailey Ave was $3,857, down 41.6% from the year before.

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,857.00 (-41.64%)
2025	$6,609.00	$95,000 Land $23,800 Building $71,200	$217,400 Land $54,464 Building $162,936
2023		$95,000 (-) Land $23,800 Building $71,200	$186,300 (+9.33%) Land $46,673 Building $139,627
2022		$95,000 Land $23,800 Building $71,200	$170,404 Land $42,691 Building $127,713
2021	$3,925.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Bailey Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Bailey Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber	980 / 880