Albany County and Colonie Town property record for 45 Bailey Ave, Latham, NY 12110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,590 sqft · built 1950 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $305,000 (Mar 2025) |
| Tax Bill | $3,700 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 012689 19.5-2-37 |
| Primary APN | 012689 19.5-2-37 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Living Area |
| 1st Floor Area | 1,200 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 48 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01900500020370000000 |
|---|---|
| Street Address | 45 BAILEY AVE |
| City | LATHAM |
| State | NY |
| Zip | 12110-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 04 - FARM |
| Legal Description | LOT 31 BK C N-47 E-30 C-58-83 |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | COLONIE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 13512 |
45 Bailey Ave is owned and occupied by two individuals who bought it in March 2025.
Source: Albany County and Colonie Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 BAILEY AVE, LATHAM, NY 12110-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2025 | Deed of Trust, Mortgage · Line of Credit SUNMARK FCU |
| Jan 7, 2019 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2025 · Amount on File |
| Deed Sale | Mar 18, 2025 · Amount on File |
| Prior Sale | Jul 17, 1991 · Amount on File |
| Deed Document Number | 20254899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 45 BAILEY AVE, LATHAM, NY 12110-2441 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 45 BAILEY AVE, LATHAM, NY 12110-2441 |
| Document Number | 0000008127 |
|---|---|
| Date | Oct 6, 2025 |
| Instrument | R2025-18127 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 25, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 45 BAILEY AVE, LATHAM, NY 12110-2441 |
| Document Number | 0000001143 |
| Instrument Date | Jan 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2019 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Address | 45 BAILEY AVE LATHAM NY 121102441, LATHAM, NY 12110-2441 |
| Document Number | 0000001143 |
|---|---|
| Date | Jan 15, 2019 |
| Instrument | 1143 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 14, 2039 |
The 2026 property tax bill for 45 Bailey Ave was $3,700 with a homeowner's exemption, down 4.6% from the year before.
Source: Albany County and Colonie Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Colonie Town |
| Unified School District | North Colonie Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,700.00 (-4.64%) Homeowner's exemption | ||
| 2025 | $3,880.00 Homeowner's exemption | $91,000 Land $22,800 Building $68,200 | $208,200 Land $52,164 Building $156,036 |
| 2023 | $91,000 (-) Land $22,800 Building $68,200 | $178,400 (+9.29%) Land $44,698 Building $133,702 | |
| 2022 | $91,000 Land $22,800 Building $68,200 | $163,229 Land $40,897 Building $122,332 | |
| 2021 | $3,288.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 45 Bailey Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 45 Bailey Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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