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48 Atlantic St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 48 Atlantic St, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,973 sqft · built 1995
Lot Size0.099 acres (4,321 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Jun 2014)
Tax Bill$10,376 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Nov 2022 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN19-00071-0000-00002-01

Property Details

APN / Parcel Number

Primary APN19-00071-0000-00002-01
Alternative APNs
  • 19000710000000020001
  • 00013450

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,973 sqft Living Area
1st Floor Area1,068 sqft
Upper Floors Area877 sqft
Basement Area986 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area4,321 sqft (0.099 acres)
Lot Dimensions90 ft deep x 48 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerConnected

Location & Zoning

Account Number00013450
Street Address48 ATLANTIC ST
CityHIGHLANDS
StateNJ
Zip07732-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block71
Legal Lot Number2.1
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2015
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00071-0000-00002-01

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Line of Credit
IDEAL TITLE LLC, IDEAL TITLE
Nov 28, 2022Intrafamily Transfer, Transfer
Mar 14, 2019Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 16, 2014 · Amount on Record
Deed SaleJun 16, 2014 · Amount on Record
Prior SaleFeb 16, 2006
Deed Document Number201446023
Deed Book / Page9069 / 1903
Prior Transfer DateFeb 11, 2009
Prior Transfer Doc0087749116
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Recording DateJun 26, 2026
Property Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
Document Number0000052266
Book / Page9799 / 8803
Instrument DateJun 08, 2026
Instrument202652266
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyIDEAL TITLE LLC, IDEAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514

Mortgage

Document Number0000052266,
DateJun 26, 2026
Book Page9799/8803
Instrument202652266
Lender
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 08, 2051
Interest
Rate6.37%
Max Rate-1%

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONMOUTH NJ
Recording DateNov 28, 2022
Property Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
Document Number0096255087
Book / Page9625 / 5087
Instrument DateNov 09, 2022
Instrument2022114550
Transaction TypeTransfer
Record UpdatedJan 02, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONMOUTH NJ
Recording DateMar 14, 2019
Property Address48 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
Document Number0000022731
Book / Page009339 / 002864
Instrument DateMar 08, 2019
Instrument22731
Transaction TypeTransfer
Record UpdatedMar 29, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 MARTLING PL RIDGEFIELD NJ 076572736, RIDGEFIELD, NJ 07657-2736

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$714,800 (+17.8%) Land $332,200 Building $382,600$714,800 (+17.8%) Land $332,200 Building $382,600
2025$10,376.00 (-1.77%)$606,800 (+19.92%) Land $227,700 Building $379,100$606,800 (+19.92%) Land $227,700 Building $379,100
2024$10,563.00 (+6.64%)
2023$506,000 Land $121,400 Building $384,600$506,000 Land $121,400 Building $384,600
2022$9,905.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 271 individual NFIP policies nearby
Nearby Flood Policies315 units insured
44 under condo master policies
Nearby Flood Claims183 (1992–2023)
Most Recent ClaimSep 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 121 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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