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46 Atlantic St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 46 Atlantic St, Highlands, NJ 07732 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,974 sqft · built 2008
Lot Size0.149 acres (6,482 sqft)
Owner2 Individual Names on File
Last Sale$75,000 (Jul 1998)
Tax Bill$8,290 (2025)
Deeds & MortgagesApr 2022 Mortgage
Jul 2021 Mortgage
Flood ZoneZone AE (high risk)
APN19-00071-0000-00002-02

Property Details

APN / Parcel Number

Primary APN19-00071-0000-00002-02
Alternative APNs
  • 19000710000000020002
  • 00013460

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,974 sqft Living Area
1st Floor Area1,772 sqft
AtticAttic
Attic Area664 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialOther
Lot Area6,482 sqft (0.149 acres)
Lot Dimensions90 ft deep x 72 ft wide
PorchOpen Porch
Deck Area208 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00013460
Street Address46 ATLANTIC ST
CityHIGHLANDS
StateNJ
Zip07732-1514
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHE BOROUGH/HLNDS
Legal Block71
Legal Lot Number2.2
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2015
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records · APN 19-00071-0000-00002-02

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address46 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2022Deed of Trust, Mortgage · FHA Mortgage
ADVISORS MORTGAGE GROUP LLC
Jul 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 23, 1998 · Amount on Record
Deed SaleJul 23, 1998 · Amount on Record
Deed Book / Page5734 / 42
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address46 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
Transaction TypeMortgage
Record UpdatedJul 22, 2022
Title CompanyRMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095891512
DateApr 07, 2022
Book Page9589/1512
Instrument2022039559
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address46 ATLANTIC ST, HIGHLANDS, NJ 07732-1514
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyRMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095254135
DateJul 07, 2021
Book Page9525/4135
Instrument2021104426
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
AddressASBURY PARK, NJ 07712
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2051

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$585,600 (+20.79%) Land $338,100 Building $247,500$585,600 (+20.79%) Land $338,100 Building $247,500
2025$8,290.00 (+6.93%)$484,800 (+31.2%) Land $233,600 Building $251,200$484,800 (+31.2%) Land $233,600 Building $251,200
2024$7,753.00 (+9.09%)
2023$369,500 Land $127,700 Building $241,800$369,500 Land $127,700 Building $241,800
2022$7,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monmouth County (34025C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340258001012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 271 individual NFIP policies nearby
Nearby Flood Policies315 units insured
44 under condo master policies
Nearby Flood Claims183 (1992–2023)
Most Recent ClaimSep 2023, rainfall accumulation
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 121 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 540 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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