48 Arnold Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 48 Arnold Ave, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 741 sqft · built 1987
Lot Size0.928 acres (40,467 sqft)
OwnerIndividual Name on Record
Last Sale$69,000 (Sep 2012)
Tax Bill$2,939 (2026)
Deeds & MortgagesJun 2021 Line of Credit
Aug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNC16635

Property Details

APN / Parcel Number

Primary APNC16635
Alternative APNs
  • LOWE M:227 B:245 L:48 U:48
  • M:000227 T:C16635

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area741 sqft Living Area
Gross Area873 sqft
1st Floor Area371 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,467 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberC16635
Street Address48 ARNOLD AVE
CityLOWELL
StateMA
Zip01852-5420
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRR
Legal Block245
Legal Lot Number48
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2017
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 WESTFORD ST, SAUGUS, MA 01906-2639
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Line of Credit
SANTANDER BANK NA
Aug 19, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 10, 2012 · Amount on Record
Deed SaleSep 10, 2012 · Amount on Record
Prior SaleJul 27, 2001 · Amount on Record
Deed Document Number20124
Deed Book / Page26393 / 100
Transfer Doc26393-100
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address48 ARNOLD AVE, LOWELL, MA 01852-5420
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number035867-232
DateJun 11, 2021
Book Page35867/232
Instrument34672
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term349 Months
DueJul 1, 2050
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address48 ARNOLD AVE, LOWELL, MA 01852-5420
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number36150-259
DateAug 19, 2021
Book Page36150/259
Instrument48958
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,939.00 (+5.23%)$258,900 (+6.41%) Building $258,900$253,057 (-25.36%)
2025$2,793.00 (+6.24%)$243,300 (+10.24%) Building $243,300$339,055 (+13.95%)
2024$2,629.00 (+6.01%)$220,700 (+10.52%) Building $220,700$297,540
2023$2,480.00$199,700 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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