46 Arnold Ave, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 46 Arnold Ave, Lowell, MA 01852

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 728 sqft · built 1982
Lot Size0.928 acres (40,467 sqft)
Owner2 Individual Names on Record
Last Sale$235,000 (Aug 2021)
Tax Bill$2,797 (2026)
Deeds & MortgagesAug 2021 Sale & Mortgage
Jul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNH08985

Property Details

APN / Parcel Number

Primary APNH08985
Alternative APNs
  • LOWE M:227 B:245 L:46 U:46
  • M:000227 T:H08985

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area728 sqft Living Area
Gross Area850 sqft
1st Floor Area364 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area40,467 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account NumberH08985
Street Address46 ARNOLD AVE
CityLOWELL
StateMA
Zip01852-5420
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRR
Legal Block245
Legal Lot Number46
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group2
Census Block2017
Census Tract312300

Owner

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10 ALFRED DR, DRACUT, MA 01826-1364
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Condominium Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 31, 2017Quit Claim Deed, Transfer
AMERICAN INTERNET MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2021 · Amount on Record
Deed SaleAug 31, 2021 · Amount on Record
Prior SaleJul 31, 2017 · Amount on Record
Deed Book / Page36199 / 134
Transfer Doc0031341-65
Record UpdatedOct 29, 2026

August 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionLOWELL MA
Recording DateAug 31, 2021
Property Address46 ARNOLD AVE, LOWELL, MA 01852-5420
Document Number36199-134
Book / Page36199 / 134
Instrument DateAug 31, 2021
Instrument51341
Transaction TypeTransfer
Record UpdatedSep 17, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10 ALFRED DR, DRACUT, MA 01826

Mortgage

Document Number51342
DateAug 31, 2021
Instrument51342
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJul 31, 2017
Property Address46 ARNOLD AVE, LOWELL, MA 01852-5420
Document Number31341-65
Book / Page31341 / 65
Instrument33398
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$17.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 ARNOLD AVE, LOWELL, MA 01852-5420

Mortgage

Document Number313410067
DateJul 31, 2017
Instrument31341/0067
Lender
NameAMERICAN INTERNET MORTGAGE INC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueJul 31, 2047
Interest
Rate3.25%
Max Rate At Change80.1%
Max Rate2.25%

Tax Assessment & Valuation

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,797.00 (+5.23%)$246,400 (+6.44%) Building $246,400$258,653 (-10.67%)
2025$2,658.00 (+6.28%)$231,500 (+10.24%) Building $231,500$289,560 (+3.78%)
2024$2,501.00 (+4.43%)$210,000 (+8.92%) Building $210,000$279,015
2023$2,395.00$192,800 Building $192,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1998)
Most Recent ClaimJan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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