48 Amy Ln, Esko, MN 55733 Property Records

Carlton County property record for 48 Amy Ln, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	0.888 acres (38,687 sqft)
Owner	Individual Name on File
Last Sale	$159,136 (Oct 2025)
Tax Bill	$5,976 (2026)
Deeds & Mortgages	Oct 2025 Transfer Sep 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-192-0440`

Property Details

APN / Parcel Number

Primary APN	`78-192-0440`
Alternative APN	`27630`

Exterior

Lot Area	38,687 sqft (0.888 acres)

Location & Zoning

Account Number	27630
Street Address	48 AMY LN
City	ESKO
State	MN
Zip	55733-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESKO ON MIDWAY FIRST ADDN
Legal Range	16
Legal Township	49
Legal Section	28
Legal Subdivision	ESKO ON MIDWAY FIRST ADDN
Legal Block	1
Legal Lot Number	22
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2031
Census Tract	70300

Owner

48 Amy Ln is owned and occupied by an individual who bought it in October 2025.

Source: Carlton County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	48 AMY LN, ESKO, MN 55733-9566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Quit Claim Deed, Transfer Quitclaim
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPLOYEES CREDIT UNION
Oct 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2025 · Amount on File
Deed Sale	Oct 10, 2025 · Amount on File
Prior Sale	Sep 19, 2006 · Amount on File
Deed Document Number	2025523680
Prior Transfer Date	Sep 26, 2025
Prior Transfer Doc	0000523680
Record Updated	Oct 29, 2026

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Oct 10, 2025
Property Address	48 AMY LN, ESKO, MN 55733-9566
Document Number	A000523680
Instrument Date	Sep 26, 2025
Instrument	A000523680
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 AMY LN, ESKO, MN 55733-9566

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	48 AMY LN, ESKO, MN 55733-9566
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000513396
Date	Sep 11, 2023
Instrument	A000513396

Lender

Name	MINNESOTA POWER EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 7, 2038

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	48 AMY LN, ESKO, MN 55733-9566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000494346
Date	Oct 1, 2020
Instrument	A000494346

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 48 Amy Ln was $5,976 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,976.00 Homeowner's exemption
2025		$508,600 (+4.05%) Land $74,800 Building $433,800	$508,600 (+4.05%) Land $74,800 Building $433,800
2024	$5,432.00 Homeowner's exemption	$488,800 (+8.45%) Land $74,800 Building $414,000	$488,800 (+8.45%) Land $74,800 Building $414,000
2023	$5,432.00 Homeowner's exemption	$450,700 (-) Land $71,800 Building $378,900	$450,700 (-) Land $71,800 Building $378,900
2022		$450,700 Land $71,800 Building $378,900	$450,700 Land $71,800 Building $378,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 48 Amy Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 48 Amy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Airfiber, Verizon.

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