45 Amy Ln, Esko, MN 55733 Property Records

Carlton County property record for 45 Amy Ln, Esko, MN 55733

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,572 sqft)
Owner	2 Trust Names on File
Last Sale	$309,000 (Jul 2016)
Tax Bill	$6,118 (2026)
Deeds & Mortgages	Nov 2025 Sale Jan 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`78-192-0920`

Property Details

APN / Parcel Number

Primary APN	`78-192-0920`
Alternative APN	`27654`

Exterior

Lot Area	43,572 sqft (1 acres)

Location & Zoning

Account Number	27654
Street Address	45 AMY LN
City	ESKO
State	MN
Zip	55733-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ESKO ON MIDWAY FIRST ADDN
Legal Range	16
Legal Township	49
Legal Section	28
Legal Subdivision	ESKO ON MIDWAY FIRST ADDN
Legal Block	4
Legal Lot Number	6
Jurisdiction	CARLTON MN
Township / Civil Division	THOMSON
Census Block Group	2
Census Block	2035
Census Tract	70300

Owner

45 Amy Ln is owner-occupied and held in a trust since November 2025.

Source: Carlton County records, as of April 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	45 AMY LN, ESKO, MN 55733-9566
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer
Jan 9, 2024	Quit Claim Deed, Transfer Quitclaim
Feb 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2016 · Amount on File
Deed Sale	Jul 12, 2016 · Amount on File
Prior Sale	Jul 19, 2012 · Amount on File
Deed Document Number	2016469267
Last Transfer Date	Nov 20, 2025
Transfer Doc	0000524384
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	Nov 25, 2025
Property Address	45 AMY LN, ESKO, MN 55733-9566
Document Number	A000524384
Instrument Date	Nov 20, 2025
Instrument	A000524384
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	45 AMY LN, ESKO, MN 55733-9566

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARLTON MN
Recording Date	Jan 9, 2024
Property Address	45 AMY LN, ESKO, MN 55733-9566
Document Number	A000515189
Instrument Date	Dec 14, 2023
Instrument	A000515189
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 AMY LN, ESKO, MN 55733-9566

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Property Address	45 AMY LN, ESKO, MN 55733-9566
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000497167
Date	Feb 16, 2021
Instrument	A000497167

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 45 Amy Ln was $6,118 with a homeowner's exemption.

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
County Subdivision	Thomson Township
Unified School District	Esko Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,118.00 Homeowner's exemption
2025		$518,000 (+2.88%) Land $76,300 Building $441,700	$518,000 (+2.88%) Land $76,300 Building $441,700
2024	$5,590.00 Homeowner's exemption	$503,500 (+8.54%) Land $76,300 Building $427,200	$503,500 (+8.54%) Land $76,300 Building $427,200
2023	$5,590.00 Homeowner's exemption	$463,900 (-) Land $73,200 Building $390,700	$463,900 (-) Land $73,200 Building $390,700
2022		$463,900 Land $73,200 Building $390,700	$463,900 Land $73,200 Building $390,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Amy Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective March 13, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	6 (1985–2012)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Amy Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Airfiber, Verizon.

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