Bergen County and Closter Borough property record for 48 5th St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,617 sqft · built 1969 |
| Lot Size | 0.272 acres (11,864 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $813,000 (Mar 2022) |
| Tax Bill | $19,514 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01719-0000-00010 |
| Primary APN | 07-01719-0000-00010 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,617 sqft Living Area |
|---|
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Lot Area | 11,864 sqft (0.272 acres) |
| Account Number | 013240 |
|---|---|
| Street Address | 48 5TH ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | LHF16,17,18 |
| Legal Subdivision | FS MILES/CLOSTER NJ |
| Legal Block | 1719 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 48 5TH ST, CLOSTER, NJ 07624-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Mar 11, 2022 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 11, 2022 · Amount on Record |
| Deed Sale | Mar 11, 2022 · Amount on Record |
| Deed Document Number | 202231200 |
| Deed Book / Page | 4617 / 1272 |
| Prior Transfer Date | Oct 29, 1998 |
| Prior Transfer Doc | 0000174702 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 27, 2026 |
| Property Address | 48 5TH ST, CLOSTER, NJ 07624-3123 |
| Document Number | 0000034909 |
| Book / Page | 5805 / 727 |
| Instrument Date | May 7, 2026 |
| Instrument | 202634909 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 48 5TH ST, CLOSTER, NJ 07624-3123 |
| Document Number | 0000034909, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 5805/727 |
| Instrument | 202634909 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 11, 2022 |
| Property Address | 48 5TH ST, CLOSTER, NJ 07624-3123 |
| Document Number | 0046171272 |
| Book / Page | 4617 / 1272 |
| Instrument Date | Jan 17, 2022 |
| Instrument | 2022031200 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | BLUELAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,442.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 FERRIS PL, 3, OSSINING, NY 10562-3509 |
| Name | Verified Name |
|---|---|
| Address | 48 5TH ST, CLOSTER, NJ 07624-3123 |
| Document Number | 2022031201 |
|---|---|
| Date | Mar 11, 2022 |
| Instrument | 2022031201 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,024,200 (+8.75%) Land $562,500 Building $461,700 | $1,024,200 (+8.75%) Land $562,500 Building $461,700 | |
| 2025 | $19,514.00 (+10.68%) | $941,800 (+27.75%) Land $545,000 Building $396,800 | $941,800 (+27.75%) Land $545,000 Building $396,800 |
| 2024 | $17,631.00 (+28.34%) | ||
| 2023 | $737,200 Land $402,500 Building $334,700 | $737,200 Land $402,500 Building $334,700 | |
| 2022 | $13,738.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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