38 5th St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 38 5th St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,721 sqft · built 1949
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$580,000 (Oct 2017)
Tax Bill	$16,153 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01719-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`07-01719-0000-00006`
Alternative APNs	`070171900006` `013180`

Interior

Stories	1 Story
Building Area	1,721 sqft Living Area
1st Floor Area	1,721 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Account Number	013180
Street Address	38 5TH ST
City	CLOSTER
State	NJ
Zip	07624-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	0.29 AC 7
Legal Block	1719
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	4
Census Block	4005
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 5TH ST, CLOSTER, NJ 07624-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Oct 3, 2007 · Amount on Record
Deed Document Number	201777018
Deed Book / Page	2751 / 1636
Record Updated	Oct 29, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 13, 2017
Property Address	38 5TH ST, CLOSTER, NJ 07624-3123
Document Number	0027511636
Book / Page	02751 / 1636
Instrument Date	Sep 7, 2017
Instrument	17-077018
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	424 LINCOLN ST, 424, PALISADES PARK, NJ 07650-1610

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 5TH ST, PALISADES PARK, NJ 07650

Mortgage

Document Number	0027511642
Date	Oct 13, 2017
Book Page	02751/1642
Instrument	17-077018.01

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$835,400 (+7.16%) Land $562,500 Building $272,900	$835,400 (+7.16%) Land $562,500 Building $272,900
2025	$16,153.00 (+12.63%)	$779,600 (+25.86%) Land $545,000 Building $234,600	$779,600 (+25.86%) Land $545,000 Building $234,600
2024	$14,342.00 (+15.7%)
2023		$619,400 Land $402,500 Building $216,900	$619,400 Land $402,500 Building $216,900
2022	$12,396.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20