48 15th St, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 48 15th St, Cayucos, CA 93430 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 598 sqft · built 1948
Lot Size	0.083 acres (3,644 sqft)
Owner	Owner Name on File
Last Sale	$550,000 (Nov 2008)
Tax Bill	$9,898 (2025)
Flood Zone	Zone X (minimal risk)
APN	`064-225-002`

Property Details

APN / Parcel Number

Primary APN	`064-225-002`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	598 sqft Living Area
Gross Area	1,666 sqft

Exterior

Year Built	Built 1948
Construction Type	Wood Frame
Lot Area	3,644 sqft (0.083 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	48 15TH ST
City	CAYUCOS
State	CA
Zip	93430-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PR BCH 2 BL 4 LT 2
Legal Subdivision	PASO ROBLES BEACH 02
Legal Block	4
Legal Lot Number	2
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3022
Census Tract	10504

Owner

Source: San Luis Obispo County records · APN 064-225-002

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	48 15TH ST, MONTEREY, CA 93940
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 07, 2008 · Amount on Record
Deed Sale	Nov 07, 2008 · Amount on Record
Prior Sale	Sep 24, 2013
Deed Document Number	0000056182
Last Transfer Date	Nov 12, 2013
Transfer Doc	0000062952
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$9,898.00 (+1.92%)	$944,333 (+4.04%) Land $643,876 Building $300,457
2023	$9,712.00 (+1.72%)	$907,665 Land $618,874 Building $288,791
2022	$9,548.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 17 individual NFIP policies nearby
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016, other causes

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 39% of California
Wildfire Likelihood	About 1 in 472 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.