San Luis Obispo County property record for 45 15th St, Cayucos, CA 93430 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.069 acres (3,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,085 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-224-015 |
| Primary APN | 064-224-015 |
|---|
| Lot Area | 3,000 sqft (0.069 acres) |
|---|
| Street Address | 45 15TH ST |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PR BCH 2 BL 3 LT 17 |
| Legal Subdivision | PASO ROBLES BEACH |
| Legal Block | 3 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 10504 |
Source: San Luis Obispo County records · APN 064-224-015
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5048 GUILDFORD DR, CAMBRIA, CA 93428-3204 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Oct 30, 2003 |
| Transfer Doc | 0000126996 |
| Record Updated | Sep 20, 2026 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $199,094 (+2%) Land $109,505 Building $89,589 | |
| 2025 | $2,085.00 (+2.31%) Homeowner's exemption | $195,191 (+4.04%) Land $107,358 Building $87,833 |
| 2023 | $2,038.00 (+1.9%) Homeowner's exemption | $187,613 Land $103,190 Building $84,423 |
| 2022 | $2,000.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790105043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 17 individual NFIP policies nearby |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016, other causes |
| Wildfire Risk | Moderate above 65% of the US · above 39% of California |
|---|---|
| Wildfire Likelihood | About 1 in 472 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 369 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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