St. Johns County property record for 48 1/2 S Whitney St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 945 sqft · built 1938 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $203 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 123300-0010 |
| Primary APN | 123300-0010 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 945 sqft Living Area |
| 1st Floor Area | 945 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 9,147 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 70 ft wide |
| Porch | Unfinished Open Porch |
| Cooling System | Window A/C |
|---|
| Street Address | 48 1/2 S WHITNEY ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 2-78 45-7S-29E ATCHESON SUB ALL OF LOT 1 BLK 7 & N20FT OF LOT 1 PHILLIPS ADDN MB1/103 OR828/1211 & 828/1212 & 1792/975 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 45 |
| Legal Subdivision | J. A. ATCHESONS SUBDIVISION |
| Legal Block | 7 |
| Legal Lot Number | 1 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 20300 |
48 1/2 S Whitney St is owned and occupied by an individual who acquired it in September 1999.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 48 1/2 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-8741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 30, 1999 |
| Transfer Doc | 0000044553 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 48 1/2 S Whitney St was $203 with exemptions applied, up 14.7% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,668 (+2.7%) | $195,826 (+12.03%) Land $122,500 Building $73,326 | |
| 2025 | $203.00 (+14.69%) Homeowner's exemption Senior Citizen's exemption | $44,467 | $174,800 Land $108,500 Building $66,300 |
| 2024 | $177.00 (+2.91%) | ||
| 2023 | $172.00 (+6.17%) Homeowner's exemption Senior Citizen's exemption | $41,955 (+3%) | $148,541 (+22.57%) Land $80,500 Building $68,041 |
| 2022 | $162.00 Homeowner's exemption Senior Citizen's exemption | $40,733 | $121,187 Land $66,640 Building $54,547 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 48 1/2 S Whitney St in Zone X, an area of minimal flood risk, though there have been 42 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 74 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 74 in force |
| Nearby Flood Claims | 42 (1985–2025) |
| Claims Outside the SFHA | 5 of 42 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 48 1/2 S Whitney St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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