44 S Whitney St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 44 S Whitney St, Saint Augustine, FL 32084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,144 sqft · built 1925
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$160,000 (Aug 2023)
Tax Bill$5,315 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2023 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN123320-0000

Property Details

APN / Parcel Number

Primary APN123320-0000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1985
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions120 ft deep x 50 ft wide
Garage Area1,218 sqft
Parking Spaces5 Parking Spaces
PorchFinished/Open Porch
Porch Area176 sqft
Patio Area180 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address44 S WHITNEY ST
CitySAINT AUGUSTINE
StateFL
Zip32084-8741
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal Description2-78 ATCHESON SUBD OF BLK 7 LOT 3 OR5813/380 & 5813/1339
Legal Range29E
Legal Township07S
Legal Section45
Legal SubdivisionJ. A. ATCHESONS SUBDIVISION
Legal Block7
Legal Lot Number3
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1027
Census Tract20300

Owner

Source: St. Johns County assessment roll, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address611 S FORT HARRISON AVE, CLEARWATER, FL 33756-5301
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Oct 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
Aug 22, 2023Warranty Deed, Transfer
TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS
Aug 22, 2023Warranty Deed, Transfer
TITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS
Dec 24, 2019Warranty Deed, Transfer · Construction Mortgage
OXFORD FINANCIAL SERVICES INC
Nov 8, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleAug 22, 2023 · Amount on Record
Deed Document Number202366703
Deed Book / Page5813 / 1339
Prior Transfer DateDec 15, 2019
Prior Transfer Doc0048541790
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address44 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-8741
Transaction TypeMortgage
Record UpdatedNov 6, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 S FORT HARRISON AVE 412, CLEARWATER, FL 33756-5301

Mortgage

Document Number0062430723
DateOct 22, 2025
Book Page6243/723
Instrument2025086165
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
AddressSANTA ANA, CA 92705
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 22, 2023
Property Address44 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-8741
Document Number0058131339
Book / Page5813 / 1339
Map ReferenceMB 2 PG 78
Instrument DateAug 16, 2023
Instrument2023066703
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 HIGHLAND DR, NEWNAN, GA 30265-1738

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 S FORT HARRISON AVE # 412, 412, CLEARWATER, FL 33756-5301

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 22, 2023
Property Address44 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-8741
Document Number0058130380
Book / Page5813 / 380
Map ReferenceMB 2 PG 78
Instrument DateAug 16, 2023
Instrument2023066431
Transaction TypeTransfer
Record UpdatedFeb 12, 2024
Title CompanyTITLE AMERICA RE CLOSINGS INC, TITLE AMERICA RE CLOSINGS

Transaction

AmountAmount Recorded
Tax$1,120.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address75 HIGHLAND DR, NEWNAN, GA 30265-1738

Transferred To (Grantee/Buyer)

NameVerified Name
Address611 S FORT HARRISON AVE # 412, 412, CLEARWATER, FL 33756-5301

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 24, 2019
Property Address44 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-8741
Document Number0048541790
Book / Page4854 / 1790
Map ReferenceMB 2 PG 78
Instrument DateDec 15, 2019
Instrument2019096409
Transaction TypeTransfer
Record UpdatedAug 31, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$432.60
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address44 S WHITNEY ST, ST AUGUSTINE, FL 32084-8741

Mortgage

Document Number48541794
DateDec 24, 2019
Instrument4854/1794
Lender
NameOXFORD FINANCIAL SERVICES INC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate9%

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 8, 2019
Property Address44 S WHITNEY ST, SAINT AUGUSTINE, FL 32084-8741
Document Number0048281249
Book / Page004828 / 001249
Instrument DateOct 9, 2019
Instrument83989
Transaction TypeTransfer
Record UpdatedNov 26, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 S WHITNEY ST ST AUGUSTINE FL 320848741, ST AUGUSTINE, FL 32084-8741

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
MunicipalitySt. Augustine City
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,357 (+7.55%) Land $87,500 Building $199,857$287,357 (+7.55%) Land $87,500 Building $199,857
2025$5,315.00 (+16.38%)$267,191 (+137.39%)$267,191 (+26.94%) Land $77,500 Building $189,691
2024$4,567.00 (+225.05%)
2023$1,405.00 (+4.77%) Homeowner's exemption$112,553 (+3%)$210,486 (+26.72%) Land $57,500 Building $152,986
2022$1,341.00 Homeowner's exemption$109,275$166,101 Land $47,600 Building $118,501

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies74 in force
Nearby Flood Claims42 (1985–2025)
Claims Outside the SFHA5 of 42
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Oct 2022 · 4 claims
  • Hurricane Irma, Sep 2017 · 6 claims
  • Hurricane Matthew, Oct 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. AUGUSTINE WS
serves 43,069 people · EPA ID FL2550210
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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