4798 River St, Apt 4, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4798 River St, Apt 4, Soquel, CA 95073

Property Summary

Property Type	Quadplex
Details	3,024 sqft · built 1971
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Tax Bill	$10,420 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`030-152-09`

Property Details

APN / Parcel Number

Primary APN	`030-152-09`
Alternative APN	`030-152-09-000`

Interior

Building Area	3,024 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Quadruplex
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4798 RIVER ST, 1
City	SOQUEL
State	CA
Zip	95073-2440
Property Category	Residential
Property Type	Residential > Multi-Unit > Quadplex
Local Zoning Code	RM-3-GH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2021
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	300 STATE PARK DR, 1, APTOS, CA 95003-4474
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Jul 21, 2017	Loan Modification, Mortgage · Conventional Mortgage COMERICA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 21, 2009
Transfer Doc	0000018956
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4798 RIVER ST APT 4, 4, SOQUEL, CA 95073-2440
Transaction Type	Mortgage
Record Updated	Sep 5, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	527 RIVERVIEW DR, CAPITOLA, CA 95010-2725

Mortgage

Document Number	0000014057
Date	Mar 9, 2021
Instrument	2021-0014057

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SANTA CRUZ CA
Property Address	4798 RIVER ST APT 1, 1, SOQUEL, CA 95073-2440
Document Number	0000025033
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 11, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4798 RIVER ST SOQUEL CA 950732440, SOQUEL, CA 95073-2440

Mortgage

Document Number	0000025033
Date	Jul 31, 2017
Instrument	25033

Lender

Name	COMERICA BK
Type	Bank
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,874 (+2%) Land $169,280 Building $328,594
2025	$10,420.00 (+11.52%)	$488,111 (+4.04%) Land $165,960 Building $322,151
2023	$9,344.00 (+2.74%)	$469,158 Land $159,516 Building $309,642
2022	$9,095.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.

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