4795 River St, Apt F, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4795 River St, Apt F, Soquel, CA 95073

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 5,376 sqft · built 1968
Lot Size	0.471 acres (20,517 sqft)
Owner	Company Name on Record
Last Sale	$1,285,000 (Nov 2015)
Tax Bill	$22,218 (2025)
Deeds & Mortgages	Nov 2020 Construction Loan Feb 2017 Mortgage
Flood Zone	Zone AE (high risk)
APN	`030-151-20`

Property Details

APN / Parcel Number

Primary APN	`030-151-20`
Alternative APN	`030-151-20-000`

Interior

Bedrooms	12 Beds
Stories	2 Stories
Building Area	5,376 sqft Living Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Construction Type	Wood
Lot Area	20,517 sqft (0.471 acres)

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4795 RIVER ST, A
City	SOQUEL
State	CA
Zip	95073-2438
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RM-3-GH
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2002
Census Tract	122005

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1090, CAPITOLA, CA 95010-1090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Deed of Trust, Mortgage · Construction Mortgage REPUBLIC BANK
Feb 8, 2017	Deed of Trust, Mortgage FREMONT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2015 · Amount on Record
Deed Sale	Nov 5, 2015 · Amount on Record
Deed Document Number	201544647
Prior Transfer Date	Mar 20, 2003
Prior Transfer Doc	0000029792
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4795 RIVER ST APT A, A, SOQUEL, CA 95073-2438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7013 GLEN HAVEN RD, SOQUEL, CA 95073-9581

Mortgage

Document Number	0000049706
Date	Nov 20, 2020
Instrument	2020-0049706

Lender

Name	REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4795 RIVER ST APT A, A, SOQUEL, CA 95073-2438
Document Number	0000005190
Instrument Date	Feb 8, 2017
Transaction Type	Mortgage
Record Updated	Mar 8, 2017
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7013 GLEN HAVEN RD SOQUEL CA 950739581, SOQUEL, CA 95073-9581

Mortgage

Document Number	0000005190
Date	Feb 9, 2017
Instrument	5190

Lender

Name	FREMONT BK
Type	Bank
Address	PO BOX 752, LIVERMORE, CA 94551-0752

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,551,604 (+2%) Land $965,979 Building $585,625
2025	$22,218.00 (+9.87%)	$1,521,180 (+4.04%) Land $947,038 Building $574,142
2023	$20,223.00 (+1.64%)	$1,462,111 Land $910,264 Building $551,847	$1,454,850
2022	$19,897.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.

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