47979 Prospect St, Lawrence, MI 49064 Property Records

Van Buren County property record for 47979 Prospect St, Lawrence, MI 49064

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,162 sqft · built 1960
Lot Size	0.267 acres (11,631 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2014)
Tax Bill	$9,670 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jul 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`80-13-140-006-00`

Property Details

APN / Parcel Number

Primary APN	`80-13-140-006-00`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Building Area	2,162 sqft Living Area
1st Floor Area	1,194 sqft
Basement Area	1,194 sqft
Unfinished Basement	1,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	11,631 sqft (0.267 acres)
Lot Depth	113 ft Depth
Garage Area	984 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	47979 PROSPECT ST
City	LAWRENCE
State	MI
Zip	49064-9735
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	432-A6 25-3-15 775-459 804-751 1188-894 1354-217 1406-130 1516-103 1606-222 1671-849 1766-52 1766-233 *** LOTS 6 & 8
Legal Subdivision	NOWERS
Legal Lot Number	6,8
Jurisdiction	VAN BUREN MI
Township / Civil Division	LAWRENCE
Census Block Group	5
Census Block	5004
Census Tract	11300

Owner

47979 Prospect St is owned and occupied by two individuals who bought it in August 2014.

Source: Van Buren County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	47979 PROSPECT ST, LAWRENCE, MI 49064-9735
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK
Jul 27, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2014 · Amount on File
Deed Sale	Aug 4, 2014 · Amount on File
Prior Sale	Apr 5, 2002
Deed Book / Page	1606 / 222
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN BUREN MI
Property Address	47979 PROSPECT ST, LAWRENCE, MI 49064-9735
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1697/65
Date	Mar 17, 2020
Book Page	1697/65

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VAN BUREN MI
Recording Date	Jul 27, 2018
Property Address	47979 PROSPECT ST, LAWRENCE, MI 49064-9735
Document Number	1671/0849
Book / Page	1671 / 0849
Map Reference	LB5 PG54
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1617 S BONNY BRUCE DR, STEVENSVILLE, MI 49127-9618

Tax Assessment & Valuation

The 2025 property tax bill for 47979 Prospect St was $9,670 with a homeowner's exemption, up 68.1% from the year before.

Source: Van Buren County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Van Buren County
County Subdivision	Lawrence Township
Unified School District	Lawrence Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,500 (+3.39%)	$567,000 (+3.39%)
2025	$9,670.00 (+68.09%) Homeowner's exemption	$274,200	$548,400
2024	$5,753.00
2023		$204,500	$409,000
2020	$4,732.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 47979 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47979 Prospect St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Prospect St

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