Niagara County and Lewiston Town property record for 4797 Lower River Rd, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,545 sqft · built 1956 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $291,000 (Nov 2025) |
| Tax Bill | $4,019 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292489 101.06-2-27 |
| Primary APN | 292489 101.06-2-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,545 sqft Living Area |
| 1st Floor Area | 1,545 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 130 ft deep x 115 ft wide |
| Garage Type | Mixed |
| Garage Area | 330 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 210 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4797 LOWER RIVER RD |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1036 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUTSIDE 414265 |
| Legal Subdivision | MILE RESERVE |
| Legal Block | 2 |
| Legal Lot Number | 27.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 24401 |
4797 Lower River Rd is owned and occupied by two individuals who bought it in November 2025.
Source: Niagara County and Lewiston Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 343 MAIN ST, YOUNGSTOWN, NY 14174-1184 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 17, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2025 · Amount on File |
| Deed Sale | Nov 18, 2025 · Amount on File |
| Prior Sale | Nov 7, 2014 · Amount on File |
| Deed Document Number | 202517706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4797 LOWER RIVER RD, LEWISTON, NY 14092-1036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4797 LOWER RIVER RD, LEWISTON, NY 14092-1036 |
| Document Number | 0000003615 |
|---|---|
| Date | Feb 22, 2021 |
| Instrument | 2021-03615 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 4797 LOWER RIVER RD, LEWISTON, NY 14092-1036 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4797 LOWER RIVER RD, LEWISTON, NY 14092-1036 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003291 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021-03291 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 314 Months |
| Due | Apr 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 18, 2025 |
| Property Address | 4797 LOWER RIVER RD, LEWISTON, NY 14092-1036 |
| Document Number | 0000007706 |
| Instrument Date | Oct 17, 2025 |
| Instrument | 2025-17706 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,164.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4797 LOWER RIVER RD, LEWISTON, NY 14092-1036 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 343 MAIN ST, YOUNGSTOWN, NY 14174-1184 |
| Document Number | 0000007708 |
|---|---|
| Date | Nov 18, 2025 |
| Instrument | 2025-17708 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2026 property tax bill for 4797 Lower River Rd was $4,019 with exemptions applied, up 0.7% from the year before.
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Municipality | Lewiston Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,019.00 (+0.7%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $3,991.00 | $95,000 (-) Land $21,800 Building $73,200 | $237,500 (+7.51%) Land $54,500 Building $183,000 |
| 2024 | $95,000 (-) Land $21,800 Building $73,200 | $220,900 (+6.96%) Land $50,691 Building $170,209 | |
| 2023 | $95,000 Land $21,800 Building $73,200 | $206,522 Land $47,391 Building $159,131 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4797 Lower River Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4797 Lower River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures