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4796 104th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 4796 104th Ter, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,880 sqft · built 2006
Lot Size3 acres (130,680 sqft)
OwnerCompany Name on Record
Tax Bill$3,339 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-03S-15E-00312-003000

Property Details

APN / Parcel Number

Primary APN05-03S-15E-00312-003000
Alternative APN
  • 00312003000

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,880 sqft Living Area
1st Floor Area2,880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area130,680 sqft (3 acres)
Garage Area840 sqft
Patio Area689 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number00312003000
Street Address4796 104TH TER
CityLIVE OAK
StateFL
Zip32060-7271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 3.00 ACRES FOR POINT OF REFERENCE COMM AT THE SE COR OF NE1/4 OF NE1/4 RUN S 88 DEG 33'18 W 165.00 FT RUN N 00 DEG 46'41
Legal Range15E
Legal Township03S
Legal Section05
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group1
Census Block1056
Census Tract970502

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address4796 104TH TER, LIVE OAK, FL 32060-7271
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2022
Deed SaleAug 31, 2022
Deed Document Number0002385107
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUWANNEE FL
Property Address4796 104TH TER, LIVE OAK, FL 32060-7271
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000230373
DateOct 2, 2020
Book Page2215/452
Instrument2020230373
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2040

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$251,165 (+6%)$418,456 (+8.38%) Land $26,025 Building $392,431
2024$3,339.00 (+2.52%)
2023$3,257.00 (+2.71%) Homeowner's exemption$236,938 (+3%)$386,115 (+39.71%) Land $30,000 Building $356,115
2022$3,171.00 Homeowner's exemption$230,037$276,367 Land $18,000 Building $258,367

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20

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