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4770 104th Ter, Live Oak, FL 32060 Property Records

Suwannee County property record for 4770 104th Ter, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,837 sqft · built 2007
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$552,500 (Sep 2021)
Tax Bill$5,402 (2024)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-03S-15E-00312-004000

Property Details

APN / Parcel Number

Primary APN05-03S-15E-00312-004000
Alternative APN
  • 00312004000

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,837 sqft Living Area
1st Floor Area2,248 sqft
2nd Floor Area660 sqft
Upper Floors Area660 sqft

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Garage Area762 sqft
Patio Area720 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number00312004000
Street Address4770 104TH TER
CityLIVE OAK
StateFL
Zip32060-7271
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 5.00 ACRES FOR POINT OF REFERENCE COMM AT THE SW COR OF NW1/4 OF NW1/4 RUN S 88 DEG 33'18 W 165.00 FT RUN N 00 DEG 46'41
Legal Range15E
Legal Township03S
Legal Section05
JurisdictionSUWANNEE FL
Township / Civil DivisionMCALPIN-WELLBORN
Census Block Group1
Census Block1056
Census Tract970502

Owner

4770 104th Ter is owned and occupied by an individual who bought it in September 2021.

Source: Suwannee County records, as of February 2, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4770 104TH TER, LIVE OAK, FL 32060-7271
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2021 · Amount on File
Deed SaleSep 28, 2021 · Amount on File
Deed Document Number0002301363
Deed Book / Page2301 / 363
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUWANNEE FL
Recording DateSep 28, 2021
Property Address4770 104TH TER, LIVE OAK, FL 32060-7271
Document Number0000243727
Book / Page2301 / 363
Instrument DateSep 28, 2021
Instrument2021243727
Transaction TypeTransfer
Record UpdatedOct 15, 2021
Title CompanyALACHUA TITLE SERVICES, ALACHUA TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,867.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address379 SE OAK ST, 379, LAKE CITY, FL 32025-6844

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4770 104TH TER, LIVE OAK, FL 32060-7271

Mortgage

Document Number0000000365
DateSep 28, 2021
Instrument2301/365
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$395,753$560,110 Land $52,375 Building $507,735
2024$5,402.00 (+2.43%)
2023$5,274.00 (+4.23%) Homeowner's exemption$373,307 (+4.68%)$490,577 (+37.57%) Land $39,750 Building $450,827
2022$5,060.00 Homeowner's exemption$356,609$356,609 Land $34,500 Building $322,109

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4770 104th Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4770 104th Ter is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 56% of the US · lower than 71% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Windstream
DSL		200 / 20

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