47955 312th St, Elk Point, SD 57025 Property Records

Union County property record for 47955 312th St, Elk Point, SD 57025

Property Summary

Property TypeOther Improved
Details3 bd · 3 ba · 1,444 sqft · built 1880
Lot Size23.7 acres (1,032,372 sqft)
OwnerIndividual Name on File
Last Sale$165,000 (Jan 2005)
Tax Bill$2,859 (2026)
Deeds & MortgagesDec 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN19.00.22.1010

Property Details

APN / Parcel Number

Primary APN19.00.22.1010

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,444 sqft Living Area
Basement Area1,252 sqft
Finished Basement1,252 sqft
Unfinished Basement1,252 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area1,032,372 sqft (23.7 acres)
Garage TypeDetached
Garage Area832 sqft
Parking Spaces3 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address47955 312TH ST
CityELK POINT
StateSD
Zip57025
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionOLSON TR 1 IN NW1/4 NE1/4 & SW1/4NE1/4 (23.70A)
Legal Range49W
Legal Township93N
Legal Section22
Legal Tract1
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionSIOUX VALLEY
Census Block Group1
Census Block1242
Census Tract20100

Owner

47955 312th St is owned by an individual who bought it in January 2005.

Source: Union County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address551 SARGENT ST, AKRON, IA 51001-8511
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2005 · Amount on File
Deed SaleJan 13, 2005 · Amount on File
Deed Document Number2005206
Deed Book / Page95 / 25
Record UpdatedOct 29, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address47955 312TH ST, ELK POINT, SD 57025
Transaction TypeMortgage
Record UpdatedMar 12, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 942, AKRON, IA 51001-0942

Mortgage

Document Number000180/891
DateDec 27, 2022
Book Page180/891
Instrument223521
Lender
NameTHE SECURITY NATIONAL BANK OF SIOUX CITY
TypeBank
AddressAKRON, IA 51001
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term121 Months
DueJan 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 47955 312th St was $2,859.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionSioux Valley Township
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,859.00$255,214 (-) Land $128,922 Building $126,292
2025$2,859.00 (-3.08%)$255,214 Land $128,922 Building $126,292
2024$2,950.00 (+17.62%)
2023$2,508.00 (+19.77%)$209,471 Land $92,099 Building $117,372
2022$2,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 47955 312th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2014–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 47955 312th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on 312th St

Nearby Streets

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