47851 312th St, Elk Point, SD 57025 Property Records

Union County property record for 47851 312th St, Elk Point, SD 57025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,080 sqft · built 1920
Lot Size8.8 acres (383,328 sqft)
OwnerIndividual Name on Record
Tax Bill$1,885 (2026)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN19.00.21.1025

Property Details

APN / Parcel Number

Primary APN19.00.21.1025

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,080 sqft Living Area
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area383,328 sqft (8.8 acres)
PorchPorch

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C

Location & Zoning

Street Address47851 312TH ST
CityELK POINT
StateSD
Zip57025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOLSON TR 1 IN NW1/4 NE1/4 & NE1/4NW1/4 (8.80A)
Legal Range49W
Legal Township93N
Legal Section21
Legal Tract1
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionSIOUX VALLEY
Census Block Group1
Census Block1241
Census Tract20100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address47851 312TH ST, SIOUX VALLEY TOWNSHIP, SD 51001-7505
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION SD
Property Address47851 312TH ST, ELK POINT, SD 57025
Transaction TypeMortgage
Record UpdatedAug 14, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number176/701
DateJul 2, 2020
Book Page176/701
Instrument203012
Lender
NameBANKFIRST
TypeBank
AddressSOUTH SIOUX CITY, NE 68776
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJun 25, 2030
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
County SubdivisionSioux Valley Township
Unified School DistrictElk Point-Jefferson School District 61-7 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,885.00$172,115 (-) Land $64,450 Building $107,665
2025$1,885.00 (-0.95%)$172,115 (+19.42%) Land $64,450 Building $107,665
2024$1,903.00 (+13.75%)
2023$1,673.00 (+30.7%)$144,120 Land $46,039 Building $98,081
2022$1,280.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2014–2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 72% of South Dakota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLAY RURAL WATER SYSTEM
private · serves 4,780 people · EPA ID SD4600626
Water SourceGroundwater
Last State InspectionAug 2025
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Premier Communications
Fiber
1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on 312th St

Nearby Streets

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