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4793 Trovare E, Destin, FL 32541 Property Records

Okaloosa County property record for 4793 Trovare E, Destin, FL 32541

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,879 sqft · built 1996
Lot Size0.085 acres (3,713 sqft)
Owner2 Individual Names on Record
Last Sale$342,600 (Jan 2021)
Tax Bill$5,154 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-590-5866-9

Property Details

APN / Parcel Number

Primary APNC56-000-590-5866-9
Alternative APNs
  • 00-2S-22-5223-0000-0060
  • 22S200522300000060

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,879 sqft Living Area
Gross Area2,034 sqft
1st Floor Area852 sqft
Upper Floors Area1,027 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialTile
Lot Area3,713 sqft (0.085 acres)
PorchFinished/Open Porch
Porch Area139 sqft
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4793 TROVARE E
CityDESTIN
StateFL
Zip32541-5722
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTUSCANY S/D RESUB LOT 6
Legal SubdivisionTUSCANY S/D
Legal Lot Number6
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group1
Census Block1000
Census Tract23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address230 STILLBROOK WAY, FAYETTEVILLE, GA 30214-5326
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2021 · Amount on Record
Deed SaleJan 6, 2021 · Amount on Record
Prior SaleJul 20, 2016 · Amount on Record
Deed Document Number20213419750
Deed Book / Page3516 / 2867
Prior Transfer DateAug 30, 2001
Prior Transfer Doc0001863902
Record UpdatedOct 29, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 6, 2021
Property Address4793 TROVARE E, DESTIN, FL 32541-5722
Document Number0035162867
Book / Page3516 / 2867
Map ReferenceMB 15 PG 85
Instrument DateJan 4, 2021
Instrument3419750
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMCGILL ESCROW AND TITLE LLC, MCGILL ESCROW AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,398.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address118 AUDREY WAY, 118, KATHLEEN, GA 31047-2142

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address230 STILLBROOK WAY, FAYETTEVILLE, GA 30214-5326

Mortgage

Document Number0035162868
DateJan 6, 2021
Instrument3516/2868
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,154.00 (+2.36%)$435,236 (+0.82%) Land $151,009 Building $284,227$435,236 (+0.82%) Land $151,009 Building $284,227
2023$5,035.00 (+11.34%)$431,680 (+15.02%) Land $137,019 Building $294,661$431,680 (+15.02%) Land $137,019 Building $294,661
2022$4,522.00$375,305 Land $124,563 Building $250,742$375,305 Land $124,563 Building $250,742

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 95 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies251 units insured
incl. 156 condo units
Nearby Flood Claims51 (1983–2005)
Claims Outside the SFHA39 of 51
Most Recent ClaimJul 2005 · Hurricane Dennis
Claims by Event
  • Hurricane Frances, Oct 2004 · 6 claims
  • Hurricane Georges, Sep 1998 · 4 claims
  • Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources SystemYes
UnitP32 “Moreno Point”
Unit TypeSystem Unit
DesignatedOct 18, 1982
NFIP EligibilityNot eligible (built 1996)
built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: CenturyLink.

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