4791 Trovare E, Destin, FL 32541 Property Records

Okaloosa County property record for 4791 Trovare E, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,738 sqft · built 1997
Lot Size	0.078 acres (3,398 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Apr 2019)
Tax Bill	$5,246 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-5867-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-5867-7`
Alternative APN	`00-2S-22-5223-0000-0070`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,738 sqft Heated Area
Gross Area	2,215 sqft
1st Floor Area	850 sqft
Upper Floors Area	888 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	3,398 sqft (0.078 acres)
Garage Type	Finished
Garage Area	286 sqft
Porch	Open Porch
Porch Area	159 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4791 TROVARE E
City	DESTIN
State	FL
Zip	32541-5722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TUSCANY S/D RESUB LOT 7 & COMM SE COR LOT 7 S85 DEG W 43.77 FT ALNG CURVE NWLY 22 DEG 14.14 FT TO POB W1.00 FT N49.05 FT E1.0
Legal Range	22
Legal Township	02S
Legal Subdivision	TUSCANY S/D
Legal Lot Number	7
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1000
Census Tract	23308

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4791 TROVARE E, DESTIN, FL 32541-5722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Apr 2, 2019	Warranty Deed, Transfer · Conventional with PMI BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2019 · Amount on Record
Deed Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	3268501
Deed Book / Page	3391 / 4280
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4791 TROVARE E, DESTIN, FL 32541-5722
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4791 TROVARE E, DESTIN, FL 32541-5722

Mortgage

Document Number	0036142023
Date	Apr 5, 2022
Book Page	3614/2023
Instrument	3539889

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 2, 2019
Property Address	4791 TROVARE E, DESTIN, FL 32541-5722
Document Number	0033914280
Book / Page	003391 / 004280
Instrument Date	Mar 28, 2019
Instrument	3268501
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4791 TROVARE E DESTIN FL 325415722, DESTIN, FL 32541-5722

Mortgage

Document Number	33914281
Date	Apr 2, 2019
Book Page	003391/004281
Instrument	3268502

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,246.00 (+9.36%)	$456,498 (+0.42%) Land $151,009 Building $305,489	$456,498 (+0.42%) Land $151,009 Building $305,489
2023	$4,797.00 (+11.48%)	$454,603 (+15.06%) Land $137,019 Building $317,584	$454,603 (+15.06%) Land $137,019 Building $317,584
2022	$4,303.00	$395,111 Land $124,563 Building $270,548	$395,111 Land $124,563 Building $270,548

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 95 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	251 units insured incl. 156 condo units
Nearby Flood Claims	51 (1983–2005)
Claims Outside the SFHA	39 of 51
Most Recent Claim	Jul 2005 · Hurricane Dennis
Claims by Event	Hurricane Frances, Oct 2004 · 6 claims Hurricane Georges, Sep 1998 · 4 claims Hurricane Opal, Oct 1995 · 38 claims

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 1997) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Trovare E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures