Ross County property record for 4791 Three Locks Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,690 sqft · built 1998 |
| Lot Size | 1.06 acres (46,300 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,308 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-15-10-042.000 |
| Primary APN | 12-15-10-042.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,690 sqft Living Area |
| Gross Area | 2,170 sqft |
| 1st Floor Area | 1,352 sqft |
| Attic | Attic |
| Attic Area | 1,352 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 46,300 sqft (1.06 acres) |
| Lot Dimensions | 463 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Water Source | Commercial |
| Account Number | 151004 |
|---|---|
| Street Address | 4791 THREE LOCKS RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-8792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4791 THREE LOCKS RD RES 15-10-42 LOT 2 0169/0633 THREE LOCKS SUB |
| Legal Subdivision | THREE LOCKS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 956700 |
Source: Ross County records, as of May 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4791 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Apr 28, 2026 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Apr 28, 2026 | Quit Claim Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 2026 |
| Deed Sale | Apr 28, 2026 |
| Prior Sale | May 6, 2025 · Amount on Record |
| Deed Document Number | 20262872 |
| Deed Book / Page | 591 / 760 |
| Prior Transfer Date | Jan 28, 2026 |
| Prior Transfer Doc | 0005910760 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 4791 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Document Number | 0000002872 |
| Book / Page | 591 / 760 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 20262872 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4791 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002873, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20262873 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Apr 28, 2026 |
| Property Address | 4791 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Document Number | 0005910760 |
| Book / Page | 591 / 760 |
| Instrument Date | Jan 28, 2026 |
| Instrument | 20262872 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2026 |
| Title Company | MORTGAGE CONNECT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 4791 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Investor | Possibly a Property Investor |
| Document Number | 0000002873, |
|---|---|
| Date | Apr 28, 2026 |
| Instrument | 20262873 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Franklin Township |
| Unified School District | Southeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,308.00 (+81.36%) | $113,400 (+86.3%) Land $4,950 Building $108,450 | $324,000 (+86.31%) Land $14,140 Building $309,860 |
| 2024 | $1,824.00 (-2.98%) Homeowner's exemption Senior Citizen's exemption | $60,870 (-) Land $4,910 Building $55,960 | $173,900 (-) Land $14,020 Building $159,880 |
| 2023 | $1,880.00 (-1.05%) Homeowner's exemption Senior Citizen's exemption | $60,870 (-) Land $4,910 Building $55,960 | |
| 2022 | $1,900.00 Homeowner's exemption Senior Citizen's exemption | $60,870 Land $4,910 Building $55,960 | $173,900 Land $14,020 Building $159,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 26 (1990–2008) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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