Ross County property record for 4721 Three Locks Rd, Chillicothe, OH 45601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,160 sqft · built 1980 |
| Lot Size | 7.23 acres (314,939 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Nov 2019) |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Sep 2021 Line of Credit Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 12-15-11-041.000 |
| Primary APN | 12-15-11-041.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,160 sqft Living Area |
| Gross Area | 3,732 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 720 sqft |
| Unfinished Basement | 720 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Other |
| Lot Area | 314,939 sqft (7.23 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 151104 |
|---|---|
| Street Address | 4721 THREE LOCKS RD |
| City | CHILLICOTHE |
| State | OH |
| Zip | 45601-8792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4721 THREE LOCKS RD RES 7.23 15-11-41 |
| Legal Subdivision | VIRGINIA MILITARY SURV 4952-6853 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 956700 |
4721 Three Locks Rd is owned and occupied by two individuals who bought it in November 2019.
Source: Ross County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4721 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2021 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Nov 25, 2019 | Survivorship Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on File |
| Deed Sale | Nov 25, 2019 · Amount on File |
| Deed Document Number | 20198498 |
| Deed Book / Page | 537 / 351 |
| Prior Transfer Date | Nov 12, 2008 |
| Prior Transfer Doc | 0003712073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 4721 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4721 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Document Number | 0005541563 |
|---|---|
| Date | Sep 13, 2021 |
| Book Page | 554/1563 |
| Instrument | 202100008253 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CHILLICOTHE, OH 45601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 10, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROSS OH |
| Property Address | 4721 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDSEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005442186 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 544/2186 |
| Instrument | 202000007498 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ROSS OH |
| Recording Date | Nov 25, 2019 |
| Property Address | 4721 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Document Number | 0005370351 |
| Book / Page | 0537 / 0351 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 201900008498 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2021 |
| Title Company | OHIO SIGNATURE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4721 THREE LOCKS RD, CHILLICOTHE, OH 45601-8792 |
| Document Number | 201900008499 |
|---|---|
| Date | Nov 25, 2019 |
| Instrument | 201900008499 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 4721 Three Locks Rd was $2,366, up 1.4% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Franklin Township |
| Unified School District | Southeastern Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,366.00 (+1.41%) | $72,280 (+12.87%) Land $6,370 Building $65,910 | $206,520 (+12.86%) Land $18,210 Building $188,310 |
| 2024 | $2,333.00 (-1.81%) | $64,040 (-) Land $6,370 Building $57,670 | $182,980 Land $18,210 Building $164,770 |
| 2023 | $2,376.00 (-0.25%) | $64,040 (-) Land $6,370 Building $57,670 | |
| 2022 | $2,382.00 | $64,040 Land $6,370 Building $57,670 | $182,980 Land $18,210 Building $164,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4721 Three Locks Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 26 (1990–2008) |
| Claims Outside the SFHA | 2 of 26 |
| Most Recent Claim | Apr 2008 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4721 Three Locks Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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