Saginaw County property record for 479 Thomas St, Hemlock, MI 48626
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 958 sqft · built 1900 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (Sep 2023) |
| Tax Bill | $2,480 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-0603-001 |
| Primary APN | 22-12-2-28-0603-001 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 958 sqft Living Area |
| 1st Floor Area | 958 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 132 ft deep x 60 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 97 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 479 THOMAS ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9339 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | B-1 |
| Legal Description | LOT 4 BLK 1 EXC W 6 FT PC THOMAS ADD TO THE VILLAGE OF HEMLOCK SEC 28 T12N R2E |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | FT PC THOMAS ADD |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Legal Unit | 4 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 479 THOMAS ST, HEMLOCK, MI 48626-9339 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Prior Sale | Jul 10, 2006 |
| Deed Document Number | 202320644 |
| Prior Transfer Date | Jul 20, 2009 |
| Prior Transfer Doc | 0000022997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Sep 18, 2023 |
| Property Address | 479 THOMAS ST, HEMLOCK, MI 48626-9339 |
| Document Number | 0000020644 |
| Map Reference | LB 3 PG 20 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023020644 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2023 |
| Title Company | HOMELAND TITLE, HOMELAND TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 KENNELY RD APT 237, 237, SAGINAW, MI 48609-7706 |
| Name | Verified Name |
|---|---|
| Address | 479 THOMAS ST, HEMLOCK, MI 48626-9339 |
| Document Number | 0000020645 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023020645 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,000 (+33.33%) | $104,000 (+33.33%) | |
| 2025 | $2,480.00 (+3.64%) Homeowner's exemption | ||
| 2023 | $39,000 (+5.69%) | $78,000 (+5.69%) | |
| 2022 | $2,393.00 (+4.22%) | $36,900 | $73,800 |
| 2021 | $2,296.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Air Advantage, T-Mobile.
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