476 Thomas St, Hemlock, MI 48626 Property Records

Saginaw County property record for 476 Thomas St, Hemlock, MI 48626 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,006 sqft · built 1900
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Oct 2021)
Tax Bill	$327 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0624-700`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0624-700`
Alternative APN	`22122280624A00`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,006 sqft Living Area
1st Floor Area	790 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood Siding
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	123 ft deep x 66 ft wide
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	42 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	476 THOMAS ST
City	HEMLOCK
State	MI
Zip	48626-9338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 EXC N 9 FT THEREOF BLK 4 P C THOMAS ADD TO THE VILLAGE OF HEMLOCK SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	P C THOMAS ADD
Legal Block	4
Legal Lot Number	4
Legal Unit	4
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2008
Census Tract	12100

Owner

Source: Saginaw County records · APN 22-12-2-28-0624-700

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	476 THOMAS ST, HEMLOCK, MI 48626-9338
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Feb 05, 2003 · Amount on Record
Deed Document Number	202133775
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Oct 20, 2021
Property Address	476 THOMAS ST, HEMLOCK, MI 48626-9338
Document Number	2021033775
Map Reference	LB 3 PG 20
Instrument Date	Sep 30, 2021
Instrument	2021033775
Transaction Type	Transfer
Record Updated	Nov 01, 2021
Title Company	CROSSROADS TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	476 THOMAS ST, 476, HEMLOCK, MI 48626-9338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	444 JEFFERSON ST, HEMLOCK, MI 48626-9620

Mortgage

Document Number	2021033776
Date	Oct 20, 2021
Instrument	2021033776

Lender

Name	TEAM ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,200 (+33.7%)	$98,400 (+33.7%)
2025	$327.00 (-81.98%) Homeowner's exemption
2023		$36,800	$73,600
2022	$1,815.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
LakeNet	Fiber	1,000 / 500
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA, Air Advantage, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.