479 County Line Rd, Schenectady, NY 12306 Property Records

Albany County and Guilderland Town property record for 479 County Line Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,427 sqft · built 1930
Lot Size	3.2 acres (139,392 sqft)
Owner	2 Individual Names on Record
Last Sale	$177,000 (Aug 2007)
Tax Bill	$8,060 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Oct 2019 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 14.00-3-15`

Property Details

APN / Parcel Number

Primary APN	`013089 14.00-3-15`
Alternative APNs	`308901400000030150000000` `01400000030150000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,427 sqft Living Area
1st Floor Area	1,455 sqft
2nd Floor Area	972 sqft
Upper Floors Area	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	139,392 sqft (3.2 acres)
Garage Type	Mixed
Garage Area	1,320 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	220 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	01400000030150000000
Street Address	479 COUNTY LINE RD
City	SCHENECTADY
State	NY
Zip	12306-2543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	4752 COUNTY LINE RD
Legal Block	3
Legal Lot Number	15.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3006
Census Tract	14606

Owner

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	479 COUNTY LINE RD, SCHENECTADY, NY 12306-2543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage SEFCU
Oct 11, 2019	Loan Modification, Mortgage · Conventional with PMI SEFCU
May 31, 2018	Loan Modification, Mortgage SEFCU
May 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEFCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007 · Amount on Record
Deed Sale	Aug 17, 2007 · Amount on Record
Prior Sale	Aug 17, 2007 · Amount on Record
Deed Document Number	200710018103
Deed Book / Page	2894 / 341
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	479 COUNTY LINE RD, SCHENECTADY, NY 12306-2543
Document Number	0000022354
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 COUNTY LINE RD SCHENECTADY NY 123062543, SCHENECTADY, NY 12306-2543

Mortgage

Document Number	0000022354
Date	Oct 22, 2019
Instrument	22354

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	479 COUNTY LINE RD, SCHENECTADY, NY 12306-2543
Document Number	0000022355
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 COUNTY LINE RD SCHENECTADY NY 123062543, SCHENECTADY, NY 12306-2543

Mortgage

Document Number	0000022355
Date	Oct 22, 2019
Instrument	22355

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Oct 21, 2039

Interest

Rate Type	Fixed Rate
Rate	3.25%

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBANY NY
Property Address	479 COUNTY LINE RD, SCHENECTADY, NY 12306-2543
Document Number	0000012649
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 COUNTY LINE RD SCHENECTADY NY 123062543, SCHENECTADY, NY 12306-2543

Mortgage

Document Number	0000012649
Date	Jun 11, 2018
Instrument	12649

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	479 COUNTY LINE RD, SCHENECTADY, NY 12306-2543
Document Number	0000012648
Instrument Date	May 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	479 COUNTY LINE RD SCHENECTADY NY 123062543, SCHENECTADY, NY 12306-2543

Mortgage

Document Number	0000012648
Date	Jun 11, 2018
Instrument	12648

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,060.00 (+6.44%) Homeowner's exemption
2025	$7,572.00 (+15.96%) Homeowner's exemption	$301,000 (-) Land $60,000 Building $241,000	$401,333 (+13.33%) Land $80,000 Building $321,333
2023		$301,000 (-) Land $60,000 Building $241,000	$354,118 (+7.06%) Land $70,588 Building $283,530
2022		$301,000 Land $60,000 Building $241,000	$330,769 Land $65,934 Building $264,835
2021	$6,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on County Line Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures