440 County Line Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 440 County Line Rd, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,476 sqft · built 1940
Lot Size	4.9 acres (213,444 sqft)
Owner	Company Name on Record
Tax Bill	$8,509 (2026)
Deeds & Mortgages	Jan 2019 Line of Credit Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`422800 70.-3-26.212`

Property Details

APN / Parcel Number

Primary APN	`422800 70.-3-26.212`
Alternative APN	`280007000000030262120000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,068 sqft
Upper Floors Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	213,444 sqft (4.9 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	440 COUNTY LINE RD
City	SCHENECTADY
State	NY
Zip	12306-2542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Block	3
Legal Lot Number	26.212
Jurisdiction	SCHENECTADY NY
Township / Civil Division	ROTTERDAM
Census Block Group	1
Census Block	1034
Census Tract	33002

Owner

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 KEATOR DR, SCHENECTADY, NY 12306-2515
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2019	Warranty Deed, Transfer · Line of Credit ACCOLEND LLC
Jul 18, 2018	Grant Deed, Transfer PAC ABSTRACT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 16, 2019
Property Address	440 COUNTY LINE RD, SCHENECTADY, NY 12306-2542
Document Number	0000002352
Book / Page	002003 / 000794
Instrument Date	Nov 30, 2018
Instrument	2352
Transaction Type	Transfer
Record Updated	Feb 1, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30 KEATOR DR SCHENECTADY NY 123062515, SCHENECTADY, NY 12306-2515

Mortgage

Document Number	2354
Date	Jan 16, 2019
Book Page	004890/000115
Instrument	2354

Lender

Name	ACCOLEND LLC
Address	TEANECK, NJ 07666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2020

Interest

Rate Type	Adjustable Rate

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 18, 2018
Property Address	440 COUNTY LINE RD, SCHENECTADY, NY 12306-2542
Document Number	0000031688
Book / Page	001991 / 000702
Instrument Date	Jul 13, 2018
Instrument	31688
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	PAC ABSTRACT LLC

Transaction

Amount	Amount Recorded
Tax	$1,200.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 KEATOR DR SCHENECTADY NY 123062515, SCHENECTADY, NY 12306-2515

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,509.00 (+1.61%)
2025	$8,374.00	$229,000 (-) Land $85,400 Building $143,600	$352,300 (+16.93%) Land $131,382 Building $220,918
2023		$229,000 Land $85,400 Building $143,600	$301,300 Land $112,363 Building $188,937

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Verizon.

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