Schenectady County and Schenectady City property record for 479 Cedar St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,388 sqft · built 1910 |
| Lot Size | 0.106 acres (4,624 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $105,500 (Dec 2017) |
| Tax Bill | $6,731 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.59-2-48 |
| Primary APN | 421500 48.59-2-48 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,388 sqft Total Area |
| 1st Floor Area | 1,215 sqft |
| 2nd Floor Area | 1,173 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,624 sqft (0.106 acres) |
| Lot Dimensions | 132 ft deep x 35 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 395 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 479 CEDAR ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3115 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Subdivision | HASTINGS AND SCHOOLCRAFT |
| Legal Block | 2 |
| Legal Lot Number | 48.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 479 CEDAR ST, SCHENECTADY, NY 12306-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 1, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 29, 2017 | Grant Deed, Transfer · FHA Mortgage RESMAC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2017 · Amount on Record |
| Deed Sale | Dec 29, 2017 · Amount on Record |
| Prior Sale | Aug 30, 2000 · Amount on Record |
| Deed Document Number | 201758454 |
| Deed Book / Page | 1978 / 591 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 479 CEDAR ST, SCHENECTADY, NY 12306-3115 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 479 CEDAR ST, SCHENECTADY, NY 12306-3115 |
| Document Number | 0000016941 |
|---|---|
| Date | Apr 15, 2021 |
| Book Page | 5090/547 |
| Instrument | 202116941 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 321 Months |
| Due | Jan 1, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 1, 2018 |
| Property Address | 479 CEDAR ST, SCHENECTADY, NY 12306-3115 |
| Document Number | 0000005259 |
| Book / Page | 001980 / 000897 |
| Instrument Date | Dec 22, 2017 |
| Instrument | 5259 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1 FOUNTAIN PLZ BUFFALO NY 142031420, BUFFALO, NY 14203-1420 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 29, 2017 |
| Property Address | 479 CEDAR ST, SCHENECTADY, NY 12306-3115 |
| Document Number | 0000058454 |
| Book / Page | 001978 / 000591 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 58454 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $422.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 483 CEDAR ST SCHENECTADY NY 123063115, SCHENECTADY, NY 12306-3115 |
| Document Number | 58455 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 004810/000634 |
| Instrument | 58455 |
| Name | RESMAC |
|---|---|
| Address | BOCA RATON, FL 33487 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2047 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,731.00 (+3.08%) | ||
| 2025 | $6,530.00 (+6.66%) | $116,400 (-) Land $17,500 Building $98,900 | $192,747 (+30.82%) Land $28,978 Building $163,769 |
| 2023 | $116,400 (-) Land $17,500 Building $98,900 | $147,342 (+3.8%) Land $22,152 Building $125,190 | |
| 2022 | $116,400 Land $17,500 Building $98,900 | $141,951 Land $21,341 Building $120,610 | |
| 2021 | $6,122.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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