Schenectady County and Schenectady City property record for 467 Cedar St, Schenectady, NY 12306
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,024 sqft · built 1910 |
| Lot Size | 0.107 acres (4,690 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (Apr 2026) |
| Tax Bill | $6,469 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.59-2-45 |
| Primary APN | 421500 48.59-2-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Total Area |
| 1st Floor Area | 1,012 sqft |
| 2nd Floor Area | 1,012 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,690 sqft (0.107 acres) |
| Lot Dimensions | 134 ft deep x 35 ft wide |
| Porch | Slab |
| Porch Area | 678 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 467 CEDAR ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3115 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 BROADVIEW CT APT 4, 4, SCHENECTADY, NY 12306 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 24, 2026 · Amount on Record |
| Deed Sale | Apr 24, 2026 · Amount on Record |
| Prior Sale | Nov 7, 2002 · Amount on Record |
| Deed Document Number | 20269436 |
| Deed Book / Page | 2171 / 71 |
| Prior Transfer Date | Mar 15, 2007 |
| Prior Transfer Doc | 0017560150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 24, 2026 |
| Property Address | 467 CEDAR ST, SCHENECTADY, NY 12306-3115 |
| Document Number | 0000009436 |
| Book / Page | 2171 / 71 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 20269436 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115,140.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000009437, |
|---|---|
| Date | Apr 24, 2026 |
| Instrument | 20269437 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,469.00 (+6.71%) | $114,900 (-) Land $17,200 Building $97,700 | $190,263 (+30.82%) Land $28,481 Building $161,782 |
| 2023 | $114,900 (-) Land $17,200 Building $97,700 | $145,443 (+3.8%) Land $21,772 Building $123,671 | |
| 2022 | $114,900 Land $17,200 Building $97,700 | $140,122 Land $20,976 Building $119,146 | |
| 2021 | $6,062.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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