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4788 E Shores Dr, Morganton, NC 28655 Property Records

Burke County property record for 4788 E Shores Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,068 sqft · built 1995
Lot Size0.639 acres (27,878 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Aug 2003)
Tax Bill$5,456 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1764233201

Property Details

APN / Parcel Number

Primary APN1764233201
Alternative APN
  • 45718

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area3,068 sqft Living Area
Gross Area3,668 sqft
1st Floor Area1,302 sqft
FlooringVinyl/Resilient
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialAsphalt
Lot Area27,878 sqft (0.639 acres)
TerrainRolling
Garage TypeAttached
Garage Area490 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area226 sqft
Deck Area164 sqft
Patio Area726 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number1764233201
Street Address4788 E SHORES DR
CityMORGANTON
StateNC
Zip28655-0071
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4788 E SHORES DR MORGANTON, NC 28655
Legal SubdivisionEAST SHORES
JurisdictionBURKE NC
Township / Civil DivisionLINVILLE
Census Block Group2
Census Block2028
Census Tract20203

Owner

Source: Burke County records · APN 1764233201

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address10037 PALLISERS TER, CHARLOTTE, NC 28210-7710
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Feb 04, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2003 · Amount on Record
Deed SaleAug 29, 2003 · Amount on Record
Deed Document Number0001282601
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address4788 E SHORES DR, MORGANTON, NC 28655-0071
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025700914
DateSep 17, 2021
Book Page2570/914
Instrument2021011144
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address4788 E SHORES DR, MORGANTON, NC 28655-0071
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023860975
DateFeb 04, 2019
Book Page2386/0975
Instrument2017024389
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,456.00 (-0.78%)$814,963 (-) Land $288,200 Building $526,763$814,963 (-) Land $288,200 Building $526,763
2023$5,499.00$814,963 Land $288,200 Building $526,763$814,963 Land $288,200 Building $526,763

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims6 (2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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