4768 E Shores Dr, Morganton, NC 28655 Property Records

Burke County property record for 4768 E Shores Dr, Morganton, NC 28655 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,316 sqft · built 1991
Lot Size	0.63 acres (27,443 sqft)
Owner	Owner Name on File
Last Sale	$345,000 (Mar 2014)
Tax Bill	$4,526 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1764235331`

Property Details

APN / Parcel Number

Primary APN	`1764235331`
Alternative APN	`45716`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,316 sqft Living Area
Gross Area	4,866 sqft
1st Floor Area	2,158 sqft
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	491 sqft
Deck Area	60 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1764235331
Street Address	4768 E SHORES DR
City	MORGANTON
State	NC
Zip	28655-0071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4768 E SHORES DR MORGANTON, NC 28655
Legal Subdivision	EAST SHORES SUB
Jurisdiction	BURKE NC
Township / Civil Division	LINVILLE
Census Block Group	2
Census Block	2028
Census Tract	20203

Owner

Source: Burke County records · APN 1764235331

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	4768 E SHORES DR, MORGANTON, NC 28655-0071
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Oct 03, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Last Sale	Mar 07, 2014 · Amount on Record
Deed Sale	Mar 07, 2014 · Amount on Record
Deed Document Number	0000212857
Deed Book / Page	2128 / 57
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4768 E SHORES DR, MORGANTON, NC 28655-0071
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4768 E SHORES DR, MORGANTON, NC 28655-0071

Mortgage

Document Number	0028560789
Date	Feb 23, 2026
Book Page	2856/789
Instrument	2026001440

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4768 E SHORES DR, MORGANTON, NC 28655-0071
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025000875
Date	Nov 13, 2020
Book Page	2500/875
Instrument	2020046982

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	4768 E SHORES DR, MORGANTON, NC 28655-0071
Document Number	0024290194
Instrument Date	Oct 03, 2019
Transaction Type	Mortgage
Record Updated	Nov 15, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4768 E SHORES DR MORGANTON NC 286550071, MORGANTON, NC 28655-0071

Mortgage

Document Number	0024290194
Date	Oct 10, 2019
Book Page	002429/000194
Instrument	33150

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 09, 2049

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,526.00 (+1.64%)	$676,948 (+2.35%) Land $69,650 Building $607,298	$676,948 (+2.35%) Land $69,650 Building $607,298
2023	$4,453.00	$661,376 Land $69,650 Building $591,726	$661,376 Land $69,650 Building $591,726

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Burke County (37023C), updated June 28, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370230202032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2024)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Claims By Storm	Tropical Storm Helene, Sep 2024 · 6 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 82 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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