4786 Flajole Rd, Midland, MI 48642 Property Records

Bay County property record for 4786 Flajole Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,300 sqft · built 1950
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Aug 2016)
Tax Bill	$2,181 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-019-400-200-00`

Property Details

APN / Parcel Number

Primary APN	`140-019-400-200-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	1,300 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	210 ft deep x 100 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4786 FLAJOLE RD
City	MIDLAND
State	MI
Zip	48642-9248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	COM 50 FT S & 1290 FT E & 190 FT S OF NW COR OF NE 1/4 OF SE 1/4 TH W 210 FT TH S 100 FT TH E 210 FT TH N 100 FT TO BEG.
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2026
Census Tract	285600

Owner

4786 Flajole Rd is owned and occupied by an individual who acquired it in September 2019.

Source: Bay County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4876 FLAJOLE RD, MIDLAND, MI 48642-9248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Oct 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit CATHOLIC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2016 · Amount on File
Deed Sale	Aug 1, 2016 · Amount on File
Prior Sale	May 2, 2016
Deed Book / Page	3165 / 795
Last Transfer Date	Sep 27, 2019
Transfer Doc	0000013527
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4786 FLAJOLE RD, MIDLAND, MI 48642-9248
Transaction Type	Mortgage
Record Updated	Jul 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 FLAJOLE RD, MIDLAND, MI 48642-9248
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005017
Date	Apr 21, 2023
Instrument	202305017

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	181 Months
Due	May 12, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Oct 2, 2019
Property Address	4786 FLAJOLE RD, MIDLAND, MI 48642-9248
Document Number	0000013527
Instrument Date	Sep 27, 2019
Instrument	13527
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 FLAJOLE RD MIDLAND MI 486429248, MIDLAND, MI 48642-9248

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4786 FLAJOLE RD, MIDLAND, MI 48642-9248
Document Number	0000006348
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 FLAJOLE RD MIDLAND MI 486429248, MIDLAND, MI 48642-9248

Mortgage

Document Number	0000006348
Date	May 2, 2018
Instrument	6348

Lender

Name	CATHOLIC FCU
Type	Credit Union
Address	SAGINAW, MI 48603

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	May 1, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4786 Flajole Rd was $2,181 with a homeowner's exemption.

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,181.00 Homeowner's exemption	$86,450	$172,900
2023		$66,250	$132,500
2022	$2,070.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4786 Flajole Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4786 Flajole Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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