4675 Flajole Rd, Midland, MI 48642 Property Records

Bay County property record for 4675 Flajole Rd, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,168 sqft · built 1948
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Tax Bill	$4,110 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-020-100-280-00`

Property Details

APN / Parcel Number

Primary APN	`140-020-100-280-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,168 sqft Living Area
1st Floor Area	2,168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	52,272 sqft (1.2 acres)
Lot Dimensions	363 ft deep x 144 ft wide
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4675 FLAJOLE RD
City	MIDLAND
State	MI
Zip	48642-9261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM 314 FT N & 33 FT E OF W 1/4 POST, TH E 363 FT, TH N 144 FT, TH W 363 FT, TH S 144 FT TO BEG. SEC 20 T14N R3E
Legal Range	03E
Legal Township	14N
Legal Section	20
Jurisdiction	BAY MI
Township / Civil Division	WILLIAMS
Census Block Group	2
Census Block	2018
Census Tract	285600

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4675 FLAJOLE RD, MIDLAND, MI 48642-9261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2023	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Apr 23, 2019	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2021
Deed Sale	Mar 24, 2021
Prior Sale	Apr 23, 2019 · Amount on Record
Deed Document Number	20214767
Prior Transfer Date	Feb 19, 2021
Prior Transfer Doc	202104767
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BAY MI
Property Address	4675 FLAJOLE RD, MIDLAND, MI 48642-9261
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 FLAJOLE RD, MIDLAND, MI 48642-9261

Mortgage

Document Number	0000008549
Date	Jul 28, 2023
Instrument	202308549

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY MI
Recording Date	Mar 24, 2021
Property Address	4675 FLAJOLE RD, MIDLAND, MI 48642-9261
Document Number	202104767
Instrument Date	Feb 19, 2021
Instrument	202104767
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4675 FLAJOLE RD, MIDLAND, MI 48642-9261

Mortgage

Document Number	202104768
Date	Mar 24, 2021
Instrument	202104768

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Apr 23, 2019
Property Address	4675 FLAJOLE RD, MIDLAND, MI 48642-9261
Document Number	0000005887
Instrument Date	Apr 18, 2019
Instrument	5887
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,444.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 E PRICE RD MIDLAND MI 486429407, MIDLAND, MI 48642-9407

Mortgage

Document Number	5888
Date	Apr 23, 2019
Instrument	5888

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2049

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
County Subdivision	Williams Charter Township
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,110.00 (+85.39%) Homeowner's exemption	$130,100 (+8.19%)	$260,200 (+8.19%)
2025	$2,217.00 (-32.84%) Homeowner's exemption	$120,250 (+29.65%)	$240,500 (+29.65%)
2023		$92,750	$185,500
2022	$3,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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