4786 E Montecito Ave, Fresno, CA 93702 Property Records

Fresno County property record for 4786 E Montecito Ave, Fresno, CA 93702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,454 sqft · built 1920
Lot Size	0.142 acres (6,200 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Oct 2024)
Tax Bill	$4,334 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jan 2024 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`470-172-09`

Property Details

APN / Parcel Number

Primary APN	`470-172-09`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Custom Design
Construction Type	Frame
Lot Area	6,200 sqft (0.142 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	4786 E MONTECITO AVE
City	FRESNO
State	CA
Zip	93702-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOTS 18 & 19 BLK 6 SPARKMANS VENTURA AVE TRACT
Legal Subdivision	SPARKMANS VENTURA AVE
Legal Block	6
Legal Lot Number	19
Jurisdiction	FRESNO CA
Township / Civil Division	FRESNO
Census Block Group	4
Census Block	4004
Census Tract	1301

Owner

Source: Fresno County assessment roll, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4786 E MONTECITO AVE, FRESNO, CA 93702-3940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2024	Grant Deed, Transfer · Commercial Mortgage JOHN BUSTAMANTE ETUX
Jan 26, 2024	Grant Deed, Transfer CHICAGO TITLE COMPANY
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 31, 2024 · Amount on Record
Deed Sale	Oct 31, 2024 · Amount on Record
Prior Sale	Apr 10, 2024 · Amount on Record
Deed Document Number	2024100926
Prior Transfer Date	Sep 14, 2003
Prior Transfer Doc	0000221038
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 10, 2024
Property Address	4786 E MONTECITO AVE, FRESNO, CA 93702-3940
Document Number	0000032609
Map Reference	MB 9 PG 70
Instrument Date	Mar 11, 2024
Instrument	2024-0032609
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	700 E SHAW AVE # 704, 704, FRESNO, CA 93710-7732

Mortgage

Document Number	0000032610
Date	Apr 10, 2024
Instrument	2024-0032610

Lender

Name	JOHN BUSTAMANTE ETUX
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Jan 26, 2024
Property Address	4786 E MONTECITO AVE, FRESNO, CA 93702-3940
Document Number	0000007528
Map Reference	MB 9 PG 70
Instrument Date	Jan 23, 2024
Instrument	2024-0007528
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11895 E SHAW AVE, CLOVIS, CA 93619-9325
Investor	Possibly a Property Investor

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	4786 E MONTECITO AVE, FRESNO, CA 93702-3940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4786 E MONTECITO AVE, FRESNO, CA 93702-3940

Mortgage

Document Number	0000177354
Date	Dec 9, 2020
Instrument	2020-0177354

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Fresno City
Unified School District	Fresno Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$346,800 (+2%) Land $51,000 Building $295,800
2025	$4,334.00 (+413.51%) Homeowner's exemption	$340,000 (+378.83%) Land $50,000 Building $290,000
2023	$844.00 (+1.56%) Homeowner's exemption	$71,006 Land $29,585 Building $41,421
2022	$831.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FRESNO serves 545,970 people · EPA ID CA1010007
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Kingsburg Media Foundation Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: California Internet, T-Mobile USA.

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