4785 McCormack Rd, Rio Vista, CA 94571 Property Records

Solano County property record for 4785 McCormack Rd, Rio Vista, CA 94571

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,508 sqft · built 2018
Lot Size	0.168 acres (7,322 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Mar 2021)
Tax Bill	$9,024 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0176-431-010`

Property Details

APN / Parcel Number

Primary APN	`0176-431-010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,508 sqft Living Area
1st Floor Area	1,508 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	7,322 sqft (0.168 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4785 MCCORMACK RD
City	RIO VISTA
State	CA
Zip	94571-5189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY PHASE 2 2 SUB BK-BG 84-39 LOT 780
Legal Subdivision	LIBERTY PHASE 2 2
Legal Lot Number	780
Legal Unit	2
Jurisdiction	SOLANO CA
Township / Civil Division	RIO VISTA
Census Block Group	3
Census Block	3120
Census Tract	253501

Owner

4785 McCormack Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Solano County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 15, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 23, 2019	Deed of Trust, Mortgage · FHA Mortgage ONETRUST HM LOANS
Jan 2, 2019	Grant Deed, Subdivision Related Transfer ONETRUST HM LOANS
Mar 20, 2018	Grant Deed, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2021 · Amount on File
Deed Sale	Mar 15, 2021 · Amount on File
Prior Sale	Jan 2, 2019 · Amount on File
Deed Document Number	202129194
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189

Mortgage

Document Number	0000056440
Date	Nov 24, 2025
Instrument	202500056440

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Mar 15, 2021
Property Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189
Document Number	0000029194
Map Reference	MB 84 PG 39
Instrument Date	Mar 10, 2021
Instrument	202100029194
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189

Mortgage

Document Number	0000029195
Date	Mar 15, 2021
Instrument	202100029195

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOLANO CA
Property Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189
Document Number	0000068228
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4785 MCCORMACK RD RIO VISTA CA 945715189, RIO VISTA, CA 94571-5189

Mortgage

Document Number	0000068228
Date	Sep 27, 2019
Instrument	68228

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 26, 2049

January 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Jan 2, 2019
Property Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189
Document Number	0000000235
Instrument Date	Dec 28, 2018
Instrument	235
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$382.80
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4785 MCCORMACK RD RIO VISTA CA 945715189, RIO VISTA, CA 94571-5189

Mortgage

Document Number	236
Date	Jan 2, 2019
Instrument	236

Lender

Name	ONETRUST HM LOANS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOLANO CA
Recording Date	Mar 20, 2018
Property Address	4785 MCCORMACK RD, RIO VISTA, CA 94571-5189
Document Number	0000018925
Instrument Date	Mar 13, 2018
Instrument	18925
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,408.45
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 LAKE ROBBINS DR SPRING TX 773803258, SPRING, TX 77380-3258
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4785 McCormack Rd was $9,024 with a homeowner's exemption, up 1% from the year before.

Source: Solano County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Solano County
Municipality	Rio Vista City
Unified School District	River Delta Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$563,078 (+2%) Land $176,651 Building $386,427
2025	$9,024.00 (+1.01%) Homeowner's exemption	$552,038 Land $173,188 Building $378,850
2024	$8,934.00 (+0.94%)
2023	$8,851.00 (+2.19%) Homeowner's exemption	$530,604 Land $166,464 Building $364,140	$514,350
2022	$8,661.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4785 McCormack Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective June 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jan 2006 · Severe Storms, Flooding, Mudslides, And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4785 McCormack Rd is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIO VISTA serves 11,206 people · EPA ID CA4810004
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier.

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