Lake County property record for 4784 Willoughcroft Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1963 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,500 (Jul 1990) |
| Tax Bill | $5,042 (2023) |
| Deeds & Mortgages | Apr 2026 Line of Credit Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-J-00-020-0 |
| Primary APN | 27-A-018-J-00-020-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 1,388 sqft |
| 1st Floor Area | 1,088 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,751 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 336 sqft |
| Deck Area | 137 sqft |
| Patio Area | 590 sqft |
| Shed | 1 Shed |
| Shed Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4784 WILLOUGHCROFT RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 3 TRACT 13 |
| Legal Subdivision | ERIE SUBDIVISION |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 201400 |
4784 Willoughcroft Rd is owned and occupied by an individual who bought it in July 1990.
Source: Lake County records, as of June 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4784 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CREDIT UNION |
| Mar 3, 2020 | Deed of Trust, Mortgage · Line of Credit FIREFIGHTERS COMMUNITY CU INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 16, 1990 · Amount on File |
| Deed Sale | Jul 16, 1990 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Apr 8, 2026 |
| Property Address | 4784 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Document Number | 0000007040 |
| Instrument Date | Apr 1, 2026 |
| Instrument | 20267040 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4784 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Document Number | 0000007040, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20267040 |
| Name | FIRST COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 264 Months |
| Due | Apr 1, 2048 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4784 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000005549 |
|---|---|
| Date | Mar 3, 2020 |
| Instrument | 2020R005549 |
| Name | FIREFIGHTERS COMMUNITY CU INC |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44125 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 263 Months |
| Due | Feb 21, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $74,650 Land $17,650 Building $57,000 | $213,290 Land $50,430 Building $162,860 | |
| 2023 | $5,042.00 (+53.72%) Homeowner's exemption | $53,260 (-) Land $14,130 Building $39,130 | |
| 2022 | $3,280.00 Homeowner's exemption | $53,260 Land $14,130 Building $39,130 | |
| 2021 | $152,160 Land $40,370 Building $111,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4784 Willoughcroft Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4784 Willoughcroft Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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