4765 Willoughcroft Rd, Willoughby, OH 44094 Property Records

Lake County property record for 4765 Willoughcroft Rd, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,489 sqft · built 1949
Lot Size0.225 acres (9,801 sqft)
OwnerIndividual Name on Record
Last Sale$129,500 (Jun 2013)
Tax Bill$6,151 (2023)
Deeds & MortgagesMar 2021 Line of Credit
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-018-J-00-037-0

Property Details

APN / Parcel Number

Primary APN27-A-018-J-00-037-0
Alternative APN
  • 16

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,489 sqft Living Area
Gross Area2,065 sqft
1st Floor Area768 sqft
Attic Area576 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1970
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area9,801 sqft (0.225 acres)
Lot Dimensions175 ft deep x 56 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area348 sqft
Patio Area70 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number16
Street Address4765 WILLOUGHCROFT RD
CityWILLOUGHBY
StateOH
Zip44094-5703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 3 TRACT 13 S/L 13 & PART S/L 14
Legal SubdivisionERIE SUBDIVISION
Legal Tract13
Legal Lot Number3 14
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2035
Census Tract201400

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4765 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Line of Credit
GUARANTEED RATE INC
Feb 20, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
HOWARD HANNA MORTGAGE SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 5, 2013 · Amount on Record
Deed SaleJun 5, 2013 · Amount on Record
Prior SaleJun 5, 2013 · Amount on Record
Deed Document Number0000017300
Last Transfer DateFeb 20, 2019
Transfer Doc0000003497
Record UpdatedJun 7, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address4765 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5703
Transaction TypeMortgage
Record UpdatedApr 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009439
DateMar 19, 2021
Instrument2021R009439
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

February 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE OH
Recording DateFeb 20, 2019
Property Address4765 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5703
Document Number0000003497
Map ReferenceVOL I PG 3
Instrument DateFeb 12, 2019
Instrument2019R003497
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address4765 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5703

Mortgage

Document Number0000003498
DateFeb 20, 2019
Instrument2019R003498
Lender
NameHOWARD HANNA MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$6,151.00 (+54.08%) Homeowner's exemption$64,970 (-) Land $14,980 Building $49,990
2022$3,992.00 Homeowner's exemption$64,970 Land $14,980 Building $49,990
2021$185,620 Land $42,790 Building $142,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Most Recent ClaimMay 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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