4784 N Chipman Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 4784 N Chipman Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	2,916 sqft · built 1900
Lot Size	2.1 acres (91,476 sqft)
Owner	Trust Name on File
Last Sale	$206,000 (Mar 2022)
Tax Bill	$3,850 (2024)
Deeds & Mortgages	Sep 2023 Transfer Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`002-26-200-002`

Property Details

APN / Parcel Number

Primary APN	`002-26-200-002`
Alternative APN	`0022620000200`

Interior

Building Area	2,916 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	91,476 sqft (2.1 acres)

Location & Zoning

Street Address	4784 N CHIPMAN RD
City	OWOSSO
State	MI
Zip	48867-9448
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 26 T8N R2E PT OF E 12 OF NE 14. COM AT NE COR OF SEC & TH S308'54''W 1315.37 FT TO PT 8.18 FT N OF N 18 POST ON E SEC LN
Legal Range	02E
Legal Township	08N
Legal Section	26
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2064
Census Tract	30200

Owner

4784 N Chipman Rd is owner-occupied and held in a trust since May 2023.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	4784 N CHIPMAN RD, OWOSSO, MI 48867-9448
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Intrafamily Transfer, Transfer
Mar 22, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Prior Sale	Oct 27, 2014 · Amount on File
Deed Document Number	20223358050
Deed Book / Page	1294 / 137
Last Transfer Date	May 5, 2023
Transfer Doc	0013100407
Record Updated	Oct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 6, 2023
Property Address	4784 N CHIPMAN RD, OWOSSO, MI 48867-9448
Document Number	0013100407
Book / Page	1310 / 407
Instrument Date	May 5, 2023
Instrument	3374570
Transaction Type	Transfer
Record Updated	Sep 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4784 N CHIPMAN RD, OWOSSO, MI 48867-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4784 N CHIPMAN RD, OWOSSO, MI 48867-9448

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 22, 2022
Property Address	4784 N CHIPMAN RD, OWOSSO, MI 48867-9448
Document Number	0012940137
Book / Page	1294 / 137
Instrument Date	Mar 21, 2022
Instrument	3358050
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	WFG LENDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,545.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4784 N CHIPMAN RD, OWOSSO, MI 48867-9448

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3282 ALVINA AVE, WARREN, MI 48091-4204

Mortgage

Document Number	0003358097
Date	Mar 22, 2022
Instrument	3358097

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,500 (+8.05%)	$263,000 (+8.05%)
2025	Homeowner's exemption	$121,700	$243,400
2024	$3,850.00
2023	$3,850.00 Homeowner's exemption Additional exemption filed	$102,000	$204,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4784 N Chipman Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4784 N Chipman Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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