4784 Formosa Dr, Naples, FL 34119 Property Records

Collier County property record for 4784 Formosa Dr, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,241 sqft · built 2017
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$817,000 (Oct 2021)
Tax Bill	$7,642 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone AH (high risk)
APN	`585280 973B34`

Property Details

APN / Parcel Number

Primary APN	`585280 973B34`
Alternative APN	`69020004823`

Interior

Stories	2 Stories
Building Area	2,241 sqft Living Area
1st Floor Area	2,241 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Masonry / Concrete Block
Lot Area	11,761 sqft (0.27 acres)
Pool Area	260 sqft
Deck Area	540 sqft

Location & Zoning

Street Address	4784 FORMOSA DR
City	NAPLES
State	FL
Zip	34119-9830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE PHASE 3 LOT 97
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 3
Legal Phase	3
Legal Tract	585280
Legal Block	2
Legal Lot Number	97
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2011
Census Tract	10436

Owner

4784 Formosa Dr is owned by two individuals who bought it in October 2021.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4888 POND APPLE DR N, NAPLES, FL 34119-8584
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Oct 28, 2021	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Mar 20, 2017	Special Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	20216151289
Deed Book / Page	6034 / 1070
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4784 FORMOSA DR, NAPLES, FL 34119-9830
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4784 FORMOSA DR, NAPLES, FL 34119-9830

Mortgage

Document Number	0060713972
Date	Jan 18, 2022
Book Page	6071/3972
Instrument	6190978

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	Feb 1, 2032
Change Frequency	Annually
Min Rate At Change	2.95%
Max Rate At Change	10.9%
Index	1-Year CMT
Max Rate	10.9%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 28, 2021
Property Address	4784 FORMOSA DR, NAPLES, FL 34119-9830
Document Number	0060341070
Book / Page	6034 / 1070
Map Reference	MB 57 PG 29
Instrument Date	Oct 26, 2021
Instrument	6151289
Transaction Type	Transfer
Record Updated	Nov 10, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$5,719.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 COLLIER CENTER WAY STE 25, 1040, NAPLES, FL 34110-8493

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4784 FORMOSA DR, NAPLES, FL 34119-9830

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2017
Property Address	4784 FORMOSA DR, NAPLES, FL 34119-9830
Document Number	0053731412
Book / Page	5373 / 1412
Map Reference	MB57 PG29
Instrument Date	Mar 7, 2017
Instrument	5380047
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FLORIDA TITLE & GUARANTEE AG

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,768.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24301 WALDEN CENTER DR, 24301, BONITA SPRINGS, FL 34134-4965

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4784 FORMOSA DR, NAPLES, FL 34119-9830

Mortgage

Document Number	0005380048
Date	Mar 20, 2017
Instrument	5380048

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4784 Formosa Dr was $7,642.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$699,779 (-5.79%) Land $239,364 Building $460,415	$699,779 (-9.15%) Land $239,364 Building $460,415
2025	$7,642.00 Homeowner's exemption	$742,807	$770,284 Land $282,269 Building $488,015
2023	$7,806.00 (-2.62%) Homeowner's exemption	$772,505 (+3%)	$896,961 (+19.59%) Land $399,881 Building $497,080
2022	$8,016.00 Homeowner's exemption	$750,005 Land $222,287 Building $527,718	$750,005 Land $222,287 Building $527,718

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4784 Formosa Dr in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4784 Formosa Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

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